NonQM Loans
Flexible financing for complex situations
expertly structured for your unique needs.
Non-QM loans are designed for borrowers who don’t fit conventional lending molds. From self-employed professionals to investors, I provide tailored solutions that make approval possible — even in situations others might consider “too complex.”
Whether you’re acquiring high-value properties, managing multiple income streams, or investing in growth, my approach combines precision, strategy, and concierge-level service to get results efficiently.
Specialized Loans Designed Around Your Needs
DSCR Loans: Finance rental properties based on cash flow, not personal income.
Bank Statement Loans: Get approved using bank deposits instead of tax returns.
Super Jumbo Loans: Secure financing for ultra high-value properties.
Foreign National Loans: Tailored options for non-US citizens purchasing in the U.S.
Fix & Flip Loans: Short-term financing for investment property renovations.
Unverifiable Income Loans: Options for clients with complex or irregular income streams.
Asset Depletion Loans: Leverage accumulated assets to qualify for financing.
Multi-Unit Loans: Finance 2–4 unit properties with tailored underwriting.
Ground-Up Construction Loans: Fund new construction projects with precision.
Near Miss Loans: Solutions for clients who narrowly missed approval elsewhere.
Who Non-QM Loans Are For
Borrower Types
Self-employed professionals with complex income
Investors or property flippers
Foreign nationals or non-traditional borrowers
Property Types
Multi-unit rental properties
High-value residences
Renovation or ground-up construction projects
Our 5-Step Pre-Approval Process
Follow a proven process designed for success.
We ensure a smooth, transparent experience by educating you at every step — guiding you confidently home.
Step 1
Loan Consultation
We begin by understanding your financial goals and needs and discussing various loan options available to you in detail.
Step 2
Loan Application
Once you've chosen the right loan program, we assist you in completing the loan application accurately and efficiently.
Step 3
Upload Documents
You'll securely upload necessary documents such as income statements, tax returns, and identification to our online portal for review.
Step 4
Loan Review
Our team reviews your application and documents to ensure everything is in order and meets lender requirements.
Step 5
Pre-Approved
Upon successful review, you'll receive pre-approval, indicating that you meet initial qualification criteria, giving you confidence as you move forward with your home purchase.