NonQM Loans
Flexible financing for complex situations
expertly structured for your unique needs.
Non-QM loans are designed for borrowers who don’t fit conventional lending molds. From self-employed professionals to investors, I provide tailored solutions that make approval possible — even in situations others might consider “too complex.”
Whether you’re acquiring high-value properties, managing multiple income streams, or investing in growth, my approach combines precision, strategy, and concierge-level service to get results efficiently.
Specialized Loans Designed Around Your Needs
- DSCR Loans: Finance rental properties based on cash flow, not personal income.
- Bank Statement Loans: Get approved using bank deposits instead of tax returns.
- Super Jumbo Loans: Secure financing for ultra high-value properties.
- Foreign National Loans: Tailored options for non-US citizens purchasing in the U.S.
- Fix & Flip Loans: Short-term financing for investment property renovations.
- Unverifiable Income Loans: Options for clients with complex or irregular income streams.
- Asset Depletion Loans: Leverage accumulated assets to qualify for financing.
- Multi-Unit Loans: Finance 2–4 unit properties with tailored underwriting.
- Ground-Up Construction Loans: Fund new construction projects with precision.
- Near Miss Loans: Solutions for clients who narrowly missed approval elsewhere.
Who Non-QM Loans Are For
Borrower Types
- Self-employed professionals with complex income
- Investors or property flippers
- Foreign nationals or non-traditional borrowers
Property Types
- Multi-unit rental properties
- High-value residences
- Renovation or ground-up construction projects