Elevation Mortgage

Conventional Loans

A premium approach to the most popular mortgage option.

Conventional loans are the gold standard in home financing — offering competitive rates, flexible terms, and more control over your mortgage.

Whether you’re purchasing your first property, upgrading to a dream home, refinancing, or investing, our approach is simple: precision, transparency, and service at the highest level.

With 20+ years of experience structuring loans for a wide range of clients, we ensure every detail is tailored to your goals — so your financing works as hard as you do.

Conventional loan

The Conventional Loan Advantage

  • More Control Over Your Loan: Choose terms that fit your financial strategy.

  • Lower Long-Term Costs: Avoid mortgage insurance with the right down payment.

  • Wide Property Eligibility: Ideal for primary homes, second homes, and investment properties.

  • Competitive Interest Rates: Rewarding strong credit and solid financial profiles.

  • Tailored Solutions: Designed to match both straightforward and complex situations.

Who Conventional Loans Are For

Standard Borrowers

  • Salaried or hourly income

  • Strong credit history

  • Steady employment

Complex Borrowers

  • Self-employed with documented income

  • Investors with multiple properties

  • Borrowers with large assets or unique scenarios

Our 5-Step Pre-Approval Process

Follow a proven process designed for success.
We ensure a smooth, transparent experience by educating you at every step — guiding you confidently home.

Step 1
Loan Consultation

We begin by understanding your financial goals and needs and discussing various loan options available to you in detail.

Step 2
Loan Application

Once you've chosen the right loan program, we assist you in completing the loan application accurately and efficiently.

Step 3
Upload Documents

You'll securely upload necessary documents such as income statements, tax returns, and identification to our online portal for review.

Step 4
Loan Review

Our team reviews your application and documents to ensure everything is in order and meets lender requirements.

Step 5
Pre-Approved

Upon successful review, you'll receive pre-approval, indicating that you meet initial qualification criteria, giving you confidence as you move forward with your home purchase.

What Are Conventional Clients Say

All I can say about my refinance experience with Elevation Mortgage is WOW! Right from the start, the team was exceptional. I received timely communication, they answered all my questions, and made sure I was at ease with the process. I am so grateful for all the work Judit and Reed committed to my refinance. I recommend them for your initial mortgage and your refinance. I love keeping it local and this team is committed to our community and their customers!
Bonnie G
We had a great experience working with Ryan Nash on our loan process. He was extremely helpful, knowledgeable, and responsive from start to finish. The entire process was seamless and Ryan made sure we felt informed and supported every step of the way he was always available to answer our questions and address any concerns we had we truly appreciated his professionalism And dedication, and we recommend him to anyone looking for a smooth and stress-free loan experience.
Adil Hussain

Get Started With Your Conventional Loan

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