Elevation Mortgage

Your Colorado Mortgage Broker

Pick the Wrong Lender — Lose $10,662 and Never Know Why

12 Costly Homebuying Mistakes

Colorado buyers save $10,662 on average with a broker — our Ebook shows you how to prevent these traps.

Elevation Mortgage

What Separates Us?

Here’s How Smart Buyers Are Doing It Differently

We’re mortgage strategists, not lenders.

We don’t sell you a product — we engineer a plan that saves you money, time, and stress.

While most lenders push what’s easiest for them, we reverse-engineer what’s best for you — and then go fight for it.

✅ We model different loan structures
✅ We forecast long-term cost, not just short-term rate
✅ We protect your buying power and peace of mind
✅ And yes — we show you the ugly stuff banks don’t want you to see

This isn’t for people chasing the first shiny offer.

It’s for buyers who want a weapon, not a wish.

You Don’t Need More Options, Just a Smarter Strategy

✅ Banks bury you in fees and call it “standard.”
✅ Some real estate agents push lenders who pay for their marketing — not because they’re best for you.
✅ Online rate calculators are clickbait traps.
✅ Most buyers walk into 6-figure decisions with zero real strategy.

We’re not here to give you “more options.”
We’re here to give you the right one — with the strategy behind it.

Don’t Just Take Our Word for It — See How We’ve Helped Real Buyers Save Big

Real Numbers,
Real Savings

The Truth Is in the Numbers — But Most Lenders Hope You’ll Never Look

Most homebuyers walk into a bank or follow their realtor’s lender referral — and overpay by five figures without ever knowing it.

Here’s what the 2023 HMDA data and third-party analysis revealed:

$10,662: Average savings over the life of a 30-year mortgage when using a broker vs. a retail lender.
$13,432: Average savings for VA borrowers when working with brokers.
0.14% lower rates on average (6.58% vs. 6.60%)
Lower upfront costs: Brokers charge fewer points and negotiate better fees.
70% approval rate for minority-majority census tracts via brokers (vs. 58% at retail lenders).

We don’t just quote stats — we act on them. Our mission is to help buyers dodge hidden fees, bloated rates, and lazy cookie-cutter approvals.

No upsells. No fluff. Just aggressive savings backed by hard data.

(Sources: 2023 HMDA dataset, Polygon Research analysis, CFPB filings)

This Is Built for Buyers Who Want to Win
Not Just Get Preapproved

Most lenders quote rates. We build mortgage strategies.

If you’re looking for someone to just “run numbers,” there are hundreds of options.

But if you want clarity — someone who can walk you through the traps, uncover hidden costs, and give you a smarter path forward — that’s where we come in.

We don’t chase volume. We don’t talk in circles.

We give you the why, not just the what — because that’s how you actually save money.

✅ Real numbers, not rough estimates
✅ A clear strategy built around your goals
✅ Advice rooted in results, not commission

“We’re not here to sell. We’re here to guide — and that’s why our clients refer us again and again.”

Start with the free guide. If our approach resonates, we’ll take it from there.

 

Ready to Get the Right Mortgage Strategy?

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