Your Colorado Mortgage Broker
Pick the Wrong Lender — Lose $10,662 and Never Know Why

Colorado buyers save $10,662 on average with a broker — our Ebook shows you how to prevent these traps.
Elevation Mortgage
What Separates Us?
Here’s How Smart Buyers Are Doing It Differently
We’re mortgage strategists, not lenders.
We don’t sell you a product — we engineer a plan that saves you money, time, and stress.
While most lenders push what’s easiest for them, we reverse-engineer what’s best for you — and then go fight for it.
We model different loan structures
We forecast long-term cost, not just short-term rate
We protect your buying power and peace of mind
And yes — we show you the ugly stuff banks don’t want you to see
This isn’t for people chasing the first shiny offer.
It’s for buyers who want a weapon, not a wish.
You Don’t Need More Options, Just a Smarter Strategy
Banks bury you in fees and call it “standard.”
Some real estate agents push lenders who pay for their marketing — not because they’re best for you.
Online rate calculators are clickbait traps.
Most buyers walk into 6-figure decisions with zero real strategy.
We’re not here to give you “more options.”
We’re here to give you the right one — with the strategy behind it.
Don’t Just Take Our Word for It — See How We’ve Helped Real Buyers Save Big
Dallas Hidalgo2023-12-29Trustindex verifies that the original source of the review is Google. Reed has always been one of the best mortgage brokers to work with. He has the best rates and has always gotten the deal to the closing table. MV Good2023-08-22Trustindex verifies that the original source of the review is Google. Reed was an outstanding professional to work with! He helped us understand which mortgage option was best for us and was always very responsive to questions. I highly recommend him and his company if you are looking for a mortgage company. Leah Canfield2023-06-01Trustindex verifies that the original source of the review is Google. I represented Buyers who got their mortgage from the Letson Group and Reed and his team were responsive, professional, and quick to problem solve as we had some last minute hoops to jump through on the Real Estate sale. They offer more diverse loan options than a standard bank and their rates are competitive. I recommend them! Kira Molina2022-06-17Trustindex verifies that the original source of the review is Google. Reed and the team at Elevation Mortgage are the best lending team around hands down!!!! At soooo many points in the home buying process I felt overwhelmed and as if I was just drowning trying to keep up with what was going on but Reed and his team were SUPER SUPER SUPER patient with me and always had time to answer my questions, calm my fears and walk me through everything!! I cannot speak highly enough of the Elevation Mortgage team!!! I started out with a different lender and an absolutely horrible experience and Reed did everything he could reasonably do to help me!!! My husband and I HIGHLY recommend them for your mortgage needs, we are so blessed to have found them!!!! Jake Duvall2022-02-02Trustindex verifies that the original source of the review is Google. Reed and his team were able to help me out tremendously. They were able to answer all my questions and provided excellent service throughout the process. Thank Elevation Mortgage! Shawn McVey2022-01-25Trustindex verifies that the original source of the review is Google. Reed is great to work with. He is professional, caring and very responsive in helping you out with your mortgage. Kirk Macklem2021-11-18Trustindex verifies that the original source of the review is Google. Elevation Mortgage has been rock solid with assisting buyers that I've sent their way. As a Realtor I have high expectations for my lender partners and Elevation is outstanding. Very professional, knowledgeable, responsive and thorough! Do not hesitate to reach out to the top mortgage broker in Colorado Springs, you'll be glad you did. valeria mendoza2021-07-29Trustindex verifies that the original source of the review is Google. Tuvimos el privilegio de trabajar con Todd Vidic y ha sido la mejor experiencia para mi familia y para mi. El nos ayudo para conseguir el mejor prestamo y fue un processo rapido y satisfactorio. Estamos muy agradecidos con Todd y todo el equipo de Elevation Mortgage, definitivamente los recomendamos.Load more
Real Numbers,
Real Savings
The Truth Is in the Numbers — But Most Lenders Hope You’ll Never Look
Most homebuyers walk into a bank or follow their realtor’s lender referral — and overpay by five figures without ever knowing it.
Here’s what the 2023 HMDA data and third-party analysis revealed:
✅ $10,662: Average savings over the life of a 30-year mortgage when using a broker vs. a retail lender.
✅ $13,432: Average savings for VA borrowers when working with brokers.
✅ 0.14% lower rates on average (6.58% vs. 6.60%)
✅ Lower upfront costs: Brokers charge fewer points and negotiate better fees.
✅ 70% approval rate for minority-majority census tracts via brokers (vs. 58% at retail lenders).
We don’t just quote stats — we act on them. Our mission is to help buyers dodge hidden fees, bloated rates, and lazy cookie-cutter approvals.
No upsells. No fluff. Just aggressive savings backed by hard data.
(Sources: 2023 HMDA dataset, Polygon Research analysis, CFPB filings)
This Is Built for Buyers Who Want to Win
Not Just Get Preapproved
Most lenders quote rates. We build mortgage strategies.
If you’re looking for someone to just “run numbers,” there are hundreds of options.
But if you want clarity — someone who can walk you through the traps, uncover hidden costs, and give you a smarter path forward — that’s where we come in.
We don’t chase volume. We don’t talk in circles.
We give you the why, not just the what — because that’s how you actually save money.
✅ Real numbers, not rough estimates
✅ A clear strategy built around your goals
✅ Advice rooted in results, not commission
“We’re not here to sell. We’re here to guide — and that’s why our clients refer us again and again.”
Start with the free guide. If our approach resonates, we’ll take it from there.