/* =========================================================================
   REVERSE MORTGAGE CALCULATOR — SCOPED STYLES
   Scoped entirely to .rmc-wrap; no global overrides.
   ========================================================================= */

/* Variable mapping — maps calculator internals to site brand tokens */
.rmc-wrap {
  --bg:          var(--color-bg, #121212);
  --surface:     var(--color-surface, #1a1a1a);
  --surface-alt: var(--color-surface-dark, #0a0a0a);
  --ink:         var(--color-cream, #F5F1E9);
  --ink-soft:    var(--color-body, #D9D6CF);
  --ink-mute:    var(--color-muted, #b0a898);
  --rule:        var(--color-border, #2a2a2a);
  --accent:      var(--color-gold, #967b45);
  --accent-soft: var(--color-gold-hover, #a8884f);
  --gold:        var(--color-gold, #967b45);
  --error:       var(--danger, #ef4444);
  --radius:      var(--radius, 10px);
  --shadow-sm:   0 1px 2px rgba(0,0,0,0.3);
  --shadow-md:   0 8px 32px rgba(0,0,0,0.5);
  max-width: 1080px; margin: 0 auto; padding: 0;
}

/* HEADER (hidden on page — rmc-header is removed per integration spec) */
.rmc-header { text-align: center; margin-bottom: 48px; }
.rmc-eyebrow {
  display: inline-block;
  font-size: 11px; font-weight: 600;
  letter-spacing: 0.18em; text-transform: uppercase;
  color: var(--gold);
  padding-bottom: 8px; border-bottom: 1px solid var(--rule);
  margin-bottom: 20px;
}
.rmc-title {
  font-family: 'Montserrat', sans-serif;
  font-weight: 400;
  font-size: clamp(34px, 5vw, 52px);
  line-height: 1.05; letter-spacing: -0.02em;
  margin: 0 0 16px; color: var(--ink);
}
.rmc-title em { font-style: italic; color: var(--accent); }
.rmc-sub { max-width: 620px; margin: 0 auto; color: var(--ink-soft); font-size: 15px; }

/* GRID */
.rmc-grid {
  display: grid;
  grid-template-columns: minmax(0, 5fr) minmax(0, 6fr);
  gap: 32px; align-items: start;
}
@media (max-width: 820px) {
  .rmc-grid { grid-template-columns: 1fr; gap: 24px; }
}

/* CARDS */
.rmc-card {
  background: var(--surface); border: 1px solid var(--rule);
  border-radius: var(--radius); padding: 32px;
  box-shadow: var(--shadow-sm);
}
/* Results card uses near-black so gold (#967b45) values remain legible */
.rmc-card-results {
  background: var(--surface-alt);
  color: var(--ink);
  border: 1px solid var(--rule);
  position: sticky; top: 24px; box-shadow: var(--shadow-md);
}
@media (max-width: 820px) {
  .rmc-card-results { position: static; }
  .rmc-card { padding: 24px; }
}
.rmc-card-title {
  font-family: 'Montserrat', sans-serif;
  font-weight: 500; font-size: 22px; letter-spacing: -0.01em;
  margin: 0 0 4px; color: var(--ink);
}
.rmc-card-desc { color: var(--ink-mute); font-size: 13px; margin: 0 0 28px; }

/* FORM */
.rmc-field { margin-bottom: 22px; }
.rmc-field:last-child { margin-bottom: 0; }
.rmc-label {
  display: block; font-size: 12px; font-weight: 600;
  letter-spacing: 0.06em; text-transform: uppercase;
  color: var(--ink-soft); margin-bottom: 8px;
}
.rmc-hint { display: block; font-size: 12px; color: var(--ink-mute); margin-top: 6px; font-style: italic; }
.rmc-input-wrap { position: relative; display: flex; align-items: center; }
.rmc-prefix, .rmc-suffix {
  position: absolute; font-family: 'Montserrat', sans-serif;
  font-size: 18px; color: var(--ink-mute); pointer-events: none;
}
.rmc-prefix { left: 14px; }
.rmc-suffix { right: 14px; }
.rmc-input {
  width: 100%; font-family: 'Montserrat', sans-serif;
  font-size: 17px; font-weight: 500; color: var(--ink);
  background: var(--surface-alt); border: 1px solid var(--rule);
  border-radius: var(--radius); padding: 14px 16px;
  transition: border-color 160ms ease, background 160ms ease;
  -moz-appearance: textfield;
}
.rmc-input::-webkit-outer-spin-button,
.rmc-input::-webkit-inner-spin-button { -webkit-appearance: none; margin: 0; }
.rmc-input.has-prefix { padding-left: 32px; }
.rmc-input.has-suffix { padding-right: 32px; }
.rmc-input:focus { outline: none; border-color: var(--accent); background: var(--surface); }
.rmc-input.is-error { border-color: var(--error); }
.rmc-error-msg { display: none; font-size: 12px; color: var(--error); margin-top: 6px; }
.rmc-error-msg.visible { display: block; }

/* RESULTS BREAKDOWN */
.rmc-headline {
  margin: 0 0 28px; padding-bottom: 24px;
  border-bottom: 1px solid var(--rule);
}
.rmc-headline-label {
  font-size: 11px; font-weight: 600;
  letter-spacing: 0.18em; text-transform: uppercase;
  color: var(--ink-mute); margin-bottom: 8px;
}
.rmc-headline-value {
  font-family: 'Montserrat', sans-serif;
  font-weight: 600; font-size: clamp(36px, 5vw, 48px);
  line-height: 1; letter-spacing: -0.025em; color: var(--ink);
}
.rmc-headline-foot { font-size: 13px; color: var(--ink-mute); margin-top: 10px; font-style: italic; }
.rmc-row {
  display: flex; justify-content: space-between; align-items: baseline;
  padding: 11px 0; border-bottom: 1px solid var(--rule); gap: 16px;
}
.rmc-row:last-child { border-bottom: none; }
.rmc-row-label { font-size: 13px; color: var(--ink-soft); flex: 1; }
.rmc-row-label small { display: block; font-size: 11px; color: var(--ink-mute); margin-top: 1px; }
.rmc-row-value {
  font-family: 'Montserrat', sans-serif;
  font-size: 16px; font-weight: 600; color: var(--ink); white-space: nowrap;
}
.rmc-row.is-deduct .rmc-row-value::before { content: "−\00a0"; color: var(--ink-mute); }
.rmc-row.is-total {
  margin-top: 12px; padding-top: 16px;
  border-top: 1px solid var(--rule); border-bottom: none;
}
.rmc-row.is-total .rmc-row-label {
  font-weight: 600; color: var(--ink);
  text-transform: uppercase; letter-spacing: 0.06em; font-size: 12px;
}
.rmc-row.is-total .rmc-row-value { font-size: 22px; color: var(--gold); }

/* DISBURSEMENT OPTIONS */
.rmc-options-section { margin-top: 40px; }
.rmc-options-header { text-align: center; margin-bottom: 28px; }
.rmc-options-eyebrow {
  display: inline-block; font-size: 11px; font-weight: 600;
  letter-spacing: 0.18em; text-transform: uppercase;
  color: var(--gold); margin-bottom: 12px;
}
.rmc-options-title {
  font-family: 'Montserrat', sans-serif;
  font-weight: 400; font-size: clamp(26px, 3.5vw, 36px);
  letter-spacing: -0.02em; margin: 0 0 8px; color: var(--ink);
}
.rmc-options-title em { font-style: italic; color: var(--accent); }
.rmc-options-sub { color: var(--ink-soft); font-size: 14px; max-width: 540px; margin: 0 auto; }
.rmc-options-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
@media (max-width: 820px) { .rmc-options-grid { grid-template-columns: 1fr; } }
.rmc-option {
  background: var(--surface); border: 1px solid var(--rule);
  border-radius: var(--radius); padding: 28px 24px;
  display: flex; flex-direction: column; position: relative;
  transition: border-color 200ms ease, transform 200ms ease;
}
.rmc-option:hover { border-color: var(--accent); transform: translateY(-2px); }
.rmc-option-num {
  position: absolute; top: 20px; right: 20px;
  font-family: 'Montserrat', sans-serif;
  font-style: italic; font-size: 14px; color: var(--gold);
}
.rmc-option-name {
  font-family: 'Montserrat', sans-serif;
  font-weight: 600; font-size: 20px; margin: 0 0 4px; color: var(--ink);
}
.rmc-option-tagline { font-size: 12px; color: var(--ink-mute); margin-bottom: 24px; letter-spacing: 0.02em; }
.rmc-option-figure {
  font-family: 'Montserrat', sans-serif;
  font-weight: 600; font-size: 32px; line-height: 1.1;
  letter-spacing: -0.025em; color: var(--accent); margin-bottom: 4px;
}
.rmc-option-figure-label {
  font-size: 11px; font-weight: 600;
  letter-spacing: 0.1em; text-transform: uppercase;
  color: var(--ink-soft); margin-bottom: 16px;
}
.rmc-option-detail {
  margin-top: 20px; padding-top: 16px; border-top: 1px solid var(--rule);
  font-size: 13px; color: var(--ink-soft); line-height: 1.55; flex-grow: 1;
}
.rmc-option-detail-row { display: flex; justify-content: space-between; padding: 5px 0; }
.rmc-option-detail-row span:first-child { color: var(--ink-mute); }
.rmc-option-detail-row span:last-child {
  font-family: 'Montserrat', sans-serif;
  font-weight: 600; color: var(--ink);
}
.rmc-option-controls {
  display: flex; gap: 6px; margin-bottom: 14px;
  background: var(--surface-alt); padding: 4px;
  border-radius: var(--radius); border: 1px solid var(--rule);
}
.rmc-toggle-btn {
  flex: 1; padding: 7px 10px; border: none; background: transparent;
  font-family: 'Montserrat', sans-serif; font-size: 12px; font-weight: 600;
  letter-spacing: 0.04em; color: var(--ink-soft); cursor: pointer;
  border-radius: 2px;
  transition: background 160ms ease, color 160ms ease;
}
.rmc-toggle-btn.active { background: var(--accent); color: var(--color-cream, #F5F1E9); }
.rmc-term-select {
  width: 100%; font-family: 'Montserrat', sans-serif; font-size: 13px;
  padding: 8px 10px; margin-bottom: 12px;
  background: var(--surface-alt); border: 1px solid var(--rule);
  border-radius: var(--radius); color: var(--ink); cursor: pointer;
}
.rmc-term-select:focus { outline: none; border-color: var(--accent); }
.rmc-term-select.hidden { display: none; }

/* DISCLAIMER */
.rmc-disclaimer {
  margin-top: 32px; padding: 20px 24px;
  background: var(--surface-alt); border: 1px solid var(--rule);
  border-radius: var(--radius); font-size: 12px;
  line-height: 1.6; color: var(--ink-soft);
}
.rmc-disclaimer strong {
  font-family: 'Montserrat', sans-serif;
  font-weight: 600; color: var(--ink);
}