/* ============================================
   MORTGAGE CALCULATOR — FULL COMPONENT
   Used on: /mortgage-calculator/
   Wrapper: .calculator-wrapper (1200px max)
   ============================================ */

/* ===== WRAPPER & HEADER ===== */
.calculator-wrapper {
  max-width: 1200px;
  margin: 0 auto;
  padding: 20px;
}

.calculator-header {
  text-align: center;
  margin-bottom: 30px;
}

.calculator-header h1 {
  font-size: 2.2rem;
  font-weight: 800;
  margin-bottom: 8px;
  color: var(--color-cream);
  text-align: center;
}

.calculator-header p {
  font-size: 1.05rem;
  color: #a39e93;
  text-align: center;
}

/* ===== CALCULATOR GRID ===== */
.calculator-body {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  align-items: start;
}

/* ===== CALCULATOR CARDS ===== */
.calc-card {
  background: #1B1B1B;
  border-radius: var(--radius);
  box-shadow: var(--shadow-xl);
  overflow: hidden;
}

.calc-card .card-header {
  padding: 18px 24px;
  background: var(--color-border);
  border-bottom: 1px solid #3a3a3a;
}

.calc-card .card-header h2 {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--color-cream);
  display: flex;
  align-items: center;
  gap: 8px;
  text-align: left;
  margin: 0;
}

.calc-card .card-body {
  padding: 24px;
}

/* ===== FORM GROUPS ===== */
.form-group {
  margin-bottom: 18px;
}

.form-group:last-child {
  margin-bottom: 0;
}

.form-group label {
  display: block;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--color-cream);
  margin-bottom: 5px;
  text-align: left;
}

/* ===== HINT & TOOLTIP ===== */
.calc-hint {
  font-weight: 400;
  color: #a39e93;
  font-size: 0.78rem;
}

.calc-tip {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 16px;
  height: 16px;
  border-radius: 50%;
  background: #3a3a3a;
  color: var(--color-gold);
  font-size: 0.65rem;
  font-weight: 800;
  cursor: help;
  position: relative;
  margin-left: 4px;
  vertical-align: middle;
}

.calc-tip:hover::after {
  content: attr(data-tip);
  position: absolute;
  bottom: calc(100% + 6px);
  left: 50%;
  transform: translateX(-50%);
  background: var(--color-border);
  color: var(--color-cream);
  padding: 8px 12px;
  border-radius: 6px;
  font-size: 0.75rem;
  font-weight: 400;
  white-space: normal;
  width: 220px;
  z-index: 100;
  line-height: 1.4;
  box-shadow: var(--shadow-lg);
  border: 1px solid #3a3a3a;
}

/* ===== CALCULATOR INPUT GROUP ===== */
/* Renamed to .calc-input-group to avoid conflict with the
   existing .page-wrapper .input-group (column-direction flex) */
.calc-input-group {
  display: flex;
  align-items: stretch;
}

.input-prefix,
.input-suffix {
  display: flex;
  align-items: center;
  padding: 0 12px;
  background: #222222;
  border: 1.5px solid #3a3a3a;
  color: var(--color-gold);
  font-size: 0.9rem;
  font-weight: 600;
  white-space: nowrap;
}

.input-prefix {
  border-right: none;
  border-radius: var(--radius) 0 0 var(--radius);
}

.input-suffix {
  border-left: none;
  border-radius: 0 var(--radius) var(--radius) 0;
}

.calc-input-group input[type="number"],
.calc-input-group input[type="text"] {
  border-radius: 0;
  flex: 1;
  min-width: 0;
  margin-bottom: 0;
}

.calc-input-group > input:only-child {
  border-radius: var(--radius);
}

.calc-input-group > input:first-child {
  border-radius: var(--radius) 0 0 var(--radius);
}

.calc-input-group > input:last-child {
  border-radius: 0 var(--radius) var(--radius) 0;
}

/* ===== CALCULATOR INPUTS (scoped overrides) ===== */
.calculator-wrapper input[type="number"],
.calculator-wrapper input[type="text"],
.calculator-wrapper select {
  width: 100%;
  padding: 10px 14px;
  border: 1.5px solid #3a3a3a;
  border-radius: var(--radius);
  font-size: 0.95rem;
  color: var(--color-cream);
  background: var(--color-border);
  transition: border-color 0.2s, box-shadow 0.2s;
  outline: none;
  -moz-appearance: textfield;
  margin-bottom: 0;
}

.calculator-wrapper input[type="number"]::-webkit-inner-spin-button,
.calculator-wrapper input[type="number"]::-webkit-outer-spin-button {
  -webkit-appearance: none;
  margin: 0;
}

.calculator-wrapper input:focus,
.calculator-wrapper select:focus {
  border-color: var(--color-gold);
  box-shadow: 0 0 0 3px rgba(191,164,111,0.2);
}

.calculator-wrapper input[readonly] {
  background: #222222;
  color: #a39e93;
  cursor: not-allowed;
}

.calculator-wrapper select {
  cursor: pointer;
  -webkit-appearance: none;
  -moz-appearance: none;
  appearance: none;
  background: var(--color-border) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' fill='%23BFA46F' viewBox='0 0 16 16'%3E%3Cpath d='M7.247 11.14 2.451 5.658C1.885 5.013 2.345 4 3.204 4h9.592a1 1 0 0 1 .753 1.659l-4.796 5.48a1 1 0 0 1-1.506 0z'/%3E%3C/svg%3E") no-repeat right 12px center;
  padding-right: 40px;
}

/* ===== DOWN PAYMENT ROW ===== */
.dp-row {
  display: flex;
  gap: 10px;
}

.dp-row .dp-amount {
  flex: 1;
}

.dp-row .dp-percent {
  width: 130px;
}

/* ===== LOAN TYPE SECTIONS ===== */
.loan-type-section {
  display: none;
  margin-top: 18px;
  padding: 16px;
  background: var(--color-border);
  border-radius: var(--radius);
  border: 1px solid #3a3a3a;
}

.loan-type-section.active {
  display: block;
}

.loan-type-section h3 {
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--color-gold);
  margin-bottom: 12px;
  margin-top: 0;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  text-align: left;
}

.usda-section {
  background: var(--color-border);
  border-color: #3a3a3a;
}

/* ===== RADIO GROUPS ===== */
.radio-group {
  display: flex;
  gap: 8px;
}

.radio-option {
  flex: 1;
}

.radio-option input[type="radio"] {
  display: none;
}

.radio-option label.radio-label {
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 8px 16px;
  border: 1.5px solid #3a3a3a;
  border-radius: var(--radius);
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--color-cream);
  background: var(--color-border);
  cursor: pointer;
  transition: all 0.2s;
  margin-bottom: 0;
}

.radio-option input[type="radio"]:checked + label.radio-label {
  background: var(--color-gold);
  border-color: var(--color-gold);
  color: #1B1B1B;
}

/* ===== VALIDATION ===== */
.form-group.has-error input,
.form-group.has-error select {
  border-color: var(--danger);
}

.error-msg {
  color: var(--danger);
  font-size: 0.78rem;
  margin-top: 4px;
  display: none;
}

.form-group.has-error .error-msg {
  display: block;
}

/* ===== FHA / PMI NOTES ===== */
.fha-mip-note {
  font-size: 0.78rem;
  color: #a39e93;
  margin-bottom: 12px;
  line-height: 1.5;
}

.pmi-rate-note {
  font-size: 0.72rem;
  color: #a39e93;
  margin-top: 6px;
  line-height: 1.4;
  margin-bottom: 0;
}

/* ===== RESULTS PANEL ===== */
.results-panel {
  position: sticky;
  top: 20px;
}

/* ===== TOTAL PAYMENT DISPLAY ===== */
.total-payment-display {
  text-align: center;
  padding: 28px 24px;
  background: linear-gradient(135deg, #1B1B1B 0%, var(--color-border) 100%);
}

.total-payment-display .lbl {
  font-size: 0.9rem;
  margin-bottom: 4px;
  color: #a39e93;
}

.total-payment-display .amt {
  font-size: 2.8rem;
  font-weight: 800;
  line-height: 1.2;
  color: var(--color-gold);
}

.total-payment-display .amt .cents {
  font-size: 1.4rem;
  opacity: 0.8;
}

.total-payment-display .sub {
  font-size: 0.82rem;
  margin-top: 4px;
  color: #a39e93;
}

/* ===== BREAKDOWN SECTION ===== */
.breakdown-section {
  padding: 24px;
}

.breakdown-section h3 {
  font-size: 0.88rem;
  font-weight: 700;
  color: #a39e93;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 14px;
  margin-top: 0;
  text-align: left;
}

.breakdown-item {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 10px 0;
  border-bottom: 1px solid var(--color-border);
}

.breakdown-item:last-child {
  border-bottom: none;
}

.breakdown-item .il {
  font-size: 0.9rem;
  color: var(--color-cream);
}

.breakdown-item .iv {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--color-cream);
}

/* ===== LOAN SUMMARY ===== */
.loan-summary {
  padding: 20px 24px;
  background: #222222;
  border-top: 1px solid #3a3a3a;
}

.loan-summary h3 {
  font-size: 0.88rem;
  font-weight: 700;
  color: #a39e93;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 14px;
  margin-top: 0;
  text-align: left;
}

.srow {
  display: flex;
  justify-content: space-between;
  padding: 6px 0;
  font-size: 0.88rem;
}

.srow .sl {
  color: #a39e93;
}

.srow .sv {
  font-weight: 600;
  color: var(--color-cream);
}

.srow.highlight {
  margin-top: 8px;
  padding-top: 10px;
  border-top: 1px dashed #3a3a3a;
}

.srow.highlight .sv {
  color: var(--color-gold);
  font-weight: 700;
}

/* ===== PMI NOTICE ===== */
.pmi-notice-wrap {
  padding: 0 24px 20px;
}

.pmi-notice {
  padding: 12px 16px;
  background: var(--color-border);
  border: 1px solid var(--color-gold);
  border-radius: var(--radius);
  font-size: 0.82rem;
  color: var(--color-cream);
  display: none;
}

.pmi-notice.show {
  display: block;
}

.pmi-notice strong {
  display: block;
  margin-bottom: 2px;
  color: var(--color-gold);
}

/* ===== NO RESULTS STATE ===== */
.no-results {
  text-align: center;
  padding: 60px 24px;
  color: #a39e93;
}

.no-results .ni {
  font-size: 3rem;
  margin-bottom: 12px;
}

.no-results p {
  font-size: 0.95rem;
  color: #a39e93;
  text-align: center;
}

/* ===== FADE-IN ANIMATION ===== */
@keyframes calcFadeIn {
  from { opacity: 0; transform: translateY(10px); }
  to   { opacity: 1; transform: translateY(0); }
}

.fade-in {
  animation: calcFadeIn 0.4s ease-out;
}

/* ===== AMORTIZATION ===== */
.amort-toggle {
  text-align: center;
  padding: 0 24px 20px;
}

.btn-amort {
  background: var(--color-gold);
  border: 1.5px solid var(--color-gold);
  padding: 8px 20px;
  border-radius: var(--radius);
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--color-cream);
  cursor: pointer;
  transition: opacity 0.2s;
  font-family: 'Montserrat', sans-serif;
}

.btn-amort:hover {
  opacity: 0.85;
}

.amort-container {
  display: none;
  max-height: 400px;
  overflow-y: auto;
  padding: 0 24px 24px;
}

.amort-container.show {
  display: block;
}

.amort-view-toggle {
  display: flex;
  gap: 4px;
  margin-bottom: 12px;
  background: var(--color-border);
  border-radius: var(--radius);
  padding: 3px;
  width: fit-content;
}

.av-btn {
  padding: 6px 16px;
  border: none;
  background: transparent;
  border-radius: 7px;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--color-cream);
  cursor: pointer;
  transition: all 0.2s;
  opacity: 0.5;
  font-family: 'Montserrat', sans-serif;
}

.av-btn.active {
  background: var(--color-gold);
  color: var(--color-cream);
  box-shadow: var(--shadow);
  opacity: 1;
}

/* ===== AMORTIZATION TABLE ===== */
.amort-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.78rem;
}

.amort-table thead th {
  background: var(--color-border);
  padding: 8px 10px;
  text-align: right;
  font-weight: 700;
  color: #a39e93;
  position: sticky;
  top: 0;
  border-bottom: 2px solid #3a3a3a;
  font-family: 'Montserrat', sans-serif;
}

.amort-table thead th:first-child {
  text-align: center;
}

.amort-table tbody td {
  padding: 7px 10px;
  text-align: right;
  border-bottom: 1px solid var(--color-border);
  color: var(--color-cream);
}

.amort-table tbody td:first-child {
  text-align: center;
  font-weight: 600;
}

.amort-table tbody tr:hover {
  background: var(--color-border);
}

.amort-table tbody tr.yr td {
  background: #222222;
  font-weight: 700;
  border-bottom: 2px solid #3a3a3a;
}

/* ============================================
   SEO ARTICLE — BELOW MORTGAGE CALCULATOR
   ============================================ */
.seo-article {
  max-width: 800px;
  margin: 48px auto 0;
  padding: 0 20px;
  text-align: left;
}

.seo-article h2 {
  color: var(--color-gold);
  font-size: 1.4rem;
  font-weight: 700;
  margin-bottom: 16px;
  padding-top: 28px;
  border-top: 1px solid var(--color-border);
  text-align: left;
}

.seo-article h2.first-h2 {
  border-top: none;
  padding-top: 0;
}

.seo-article h3 {
  color: var(--color-cream);
  font-size: 1.05rem;
  font-weight: 600;
  margin-bottom: 8px;
  margin-top: 22px;
  text-align: left;
}

.seo-article p {
  color: #a39e93;
  font-size: 0.92rem;
  line-height: 1.75;
  margin-bottom: 16px;
  text-align: left;
}

.seo-article ul,
.seo-article ol {
  color: #a39e93;
  font-size: 0.92rem;
  line-height: 1.8;
  margin-bottom: 16px;
  padding-left: 20px;
}

.seo-article li {
  margin-bottom: 4px;
  color: #a39e93;
}

.seo-article strong {
  color: var(--color-cream);
}

.seo-article a {
  color: var(--color-gold);
  text-decoration: none;
  border-bottom: 1px solid rgba(191,164,111,0.4);
  transition: border-color 0.2s;
}

.seo-article a:hover {
  border-color: var(--color-gold);
  color: var(--color-gold);
}

.content-image-block {
  margin: 28px 0;
  text-align: center;
}

.content-image-block img {
  max-width: 100%;
  height: auto;
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
}

.content-image-block figcaption {
  color: #a39e93;
  font-size: 0.8rem;
  margin-top: 8px;
  font-style: italic;
}

/* ============================================
   CALCULATOR SECTION
   ============================================ */
.page-wrapper .calc-section {
  margin: 48px 0;
}

.page-wrapper .calc-heading {
  font-size: 30px;
  font-weight: 700;
  color: var(--color-cream);
  text-align: center;
  margin-top: 0;
  margin-bottom: 8px;
}

.page-wrapper .calc-subhead {
  font-size: 15px;
  color: var(--color-body);
  line-height: 1.7;
  margin-bottom: 32px;
  text-align: left;
}

/* ============================================
   CALCULATOR INPUT GRID
   ============================================ */
.page-wrapper .input-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  margin-bottom: 28px;
}

.page-wrapper .input-group {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.page-wrapper .input-group.full-width {
  grid-column: 1 / -1;
}

.page-wrapper .calc-label {
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--color-gold);
}

/* Override global input styles for calculator number inputs */
.page-wrapper input[type="number"] {
  background-color: #000;
  border: 2px solid var(--color-border);
  border-radius: 8px;
  padding: 12px 14px;
  font-size: 16px;
  font-weight: 600;
  color: var(--color-cream);
  width: 100%;
  outline: none;
  margin-bottom: 0;
  transition: border-color 0.2s ease;
  -moz-appearance: textfield;
}

.page-wrapper input[type="number"]::-webkit-outer-spin-button,
.page-wrapper input[type="number"]::-webkit-inner-spin-button {
  -webkit-appearance: none;
  margin: 0;
}

.page-wrapper input[type="number"]:focus {
  border-color: var(--color-gold);
  box-shadow: none;
}

/* ============================================
   TOGGLE BUTTONS
   ============================================ */
.page-wrapper .toggle-group {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.page-wrapper .toggle-options {
  display: flex;
  background-color: #000;
  border: 2px solid var(--color-border);
  border-radius: 8px;
  overflow: hidden;
}

.page-wrapper .toggle-option {
  flex: 1;
  padding: 12px 16px;
  text-align: center;
  cursor: pointer;
  font-size: 13px;
  font-weight: 700;
  color: #5a5a5a;
  transition: all 0.2s ease;
  border-right: 1px solid var(--color-border);
  user-select: none;
  line-height: 1.4;
}

.page-wrapper .toggle-option:last-child {
  border-right: none;
}

.page-wrapper .toggle-option.active {
  background-color: var(--color-gold);
  color: var(--color-bg);
}

.page-wrapper .toggle-option:hover:not(.active) {
  color: var(--color-gold);
  background-color: var(--color-surface-dark);
}

.page-wrapper .toggle-rate-display {
  font-size: 12px;
  color: #5a5a5a;
  font-style: italic;
}

/* ============================================
   RANGE SLIDERS
   ============================================ */
.page-wrapper .slider-group {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.page-wrapper .slider-row {
  display: flex;
  align-items: center;
  gap: 14px;
}

.page-wrapper input[type="range"] {
  -webkit-appearance: none;
  appearance: none;
  flex: 1;
  height: 4px;
  background: var(--color-border);
  border-radius: 2px;
  outline: none;
  cursor: pointer;
  border: none;
  padding: 0;
  margin-bottom: 0;
}

.page-wrapper input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--color-gold);
  cursor: pointer;
  border: 2px solid var(--color-bg);
}

.page-wrapper input[type="range"]::-moz-range-thumb {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--color-gold);
  cursor: pointer;
  border: 2px solid var(--color-bg);
}

.page-wrapper .slider-value {
  font-size: 18px;
  font-weight: 800;
  color: var(--color-gold);
  min-width: 52px;
  text-align: right;
}

.page-wrapper .slider-range-labels {
  display: flex;
  justify-content: space-between;
  font-size: 11px;
  color: #5a5a5a;
}

/* ============================================
   WEALTH CARD (CALCULATOR RESULTS HERO)
   ============================================ */
.page-wrapper .wealth-card {
  background: linear-gradient(135deg, #1a1200 0%, #0d0d00 50%, #1a1200 100%);
  border: 2px solid var(--color-gold);
  border-radius: 16px;
  padding: 48px 36px;
  margin-bottom: 32px;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.page-wrapper .wealth-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, transparent, var(--color-gold), #E1C87A, var(--color-gold), transparent);
}

.page-wrapper .wealth-card-eyebrow {
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--color-gold);
  margin-bottom: 16px;
  display: block;
}

.page-wrapper .wealth-card-headline {
  font-size: 22px;
  font-weight: 700;
  color: var(--color-cream);
  line-height: 1.3;
  margin-bottom: 20px;
}

.page-wrapper .wealth-number-hero {
  font-size: 72px;
  font-weight: 800;
  color: var(--color-gold);
  line-height: 1;
  margin-bottom: 8px;
  letter-spacing: -2px;
}

.page-wrapper .wealth-number-label {
  font-size: 14px;
  color: var(--color-body);
  margin-bottom: 12px;
}

.page-wrapper .wealth-assumption {
  font-size: 12px;
  color: #7a6a3a;
  margin-bottom: 28px;
  font-style: italic;
}

/* ============================================
   MILESTONES (inside wealth card)
   ============================================ */
.page-wrapper .milestones {
  display: flex;
  border: 1px solid #3a2e00;
  border-radius: 10px;
  overflow: hidden;
}

.page-wrapper .milestone {
  flex: 1;
  padding: 18px 12px;
  border-right: 1px solid #3a2e00;
  text-align: center;
}

.page-wrapper .milestone:last-child {
  border-right: none;
}

.page-wrapper .milestone-year {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: #7a6a3a;
  margin-bottom: 6px;
  display: block;
}

.page-wrapper .milestone-number {
  font-size: 24px;
  font-weight: 800;
  color: #E1C87A;
  line-height: 1;
}

.page-wrapper .milestone-number.hero-milestone {
  font-size: 28px;
  color: var(--color-gold);
}

/* ============================================
   RESULTS LEGEND
   ============================================ */
.page-wrapper .results-label {
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--color-gold);
  margin-bottom: 20px;
  display: block;
}

.page-wrapper .legend {
  display: flex;
  gap: 24px;
  margin-bottom: 20px;
  flex-wrap: wrap;
}

.page-wrapper .legend-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  color: var(--color-body);
}

.page-wrapper .legend-dot {
  width: 12px;
  height: 12px;
  border-radius: 50%;
  flex-shrink: 0;
}

.page-wrapper .legend-dot.renter { background-color: #bf6a6a; }
.page-wrapper .legend-dot.owner  { background-color: #6abf6a; }

/* ============================================
   RESULTS GRID (COMPARISON TABLE)
   ============================================ */
.page-wrapper .results-grid {
  display: grid;
  grid-template-columns: 210px 1fr 1fr 1fr;
  border: 1px solid var(--color-border);
  border-radius: 12px;
  overflow: auto;
  margin-bottom: 24px;
}

.page-wrapper .results-grid .cell {
  padding: 14px 16px;
  border-bottom: 1px solid var(--color-surface);
  border-right: 1px solid var(--color-surface);
}

.page-wrapper .results-grid .cell:nth-child(4n) {
  border-right: none;
}

.page-wrapper .results-grid .col-header {
  background-color: #000;
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--color-gold);
  text-align: center;
}

.page-wrapper .results-grid .col-header.empty {
  color: #5a5a5a;
}

.page-wrapper .results-grid .row-label {
  background-color: var(--color-surface-dark);
  font-size: 12px;
  font-weight: 600;
  color: var(--color-body);
  display: flex;
  align-items: center;
}

.page-wrapper .results-grid .data-cell {
  background-color: #000;
  font-size: 15px;
  font-weight: 700;
  text-align: center;
  display: flex;
  align-items: center;
  justify-content: center;
}

.page-wrapper .results-grid .data-cell.renter { color: #bf6a6a; }
.page-wrapper .results-grid .data-cell.owner  { color: #6abf6a; }

.page-wrapper .results-grid .total-row .row-label {
  background-color: #111;
  font-weight: 800;
  color: var(--color-cream);
  font-size: 13px;
}

.page-wrapper .results-grid .total-row .data-cell {
  background-color: #111;
  font-size: 16px;
}

.page-wrapper .results-grid .section-header .row-label {
  background-color: #0d0d0d;
  font-size: 10px;
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: #5a5a5a;
  padding: 8px 16px;
}

.page-wrapper .results-grid .section-header .data-cell {
  background-color: #0d0d0d;
  border-bottom: 1px solid var(--color-border);
}


/* ============================================
   RESPONSIVE — CALCULATOR (max-width: 700px)
   ============================================ */
   
/* ============================================
   RESPONSIVE — MORTGAGE CALCULATOR (max 900px)
   ============================================ */
@media (max-width: 900px) {
  .calculator-body {
    grid-template-columns: 1fr;
  }

  .results-panel {
    position: static;
  }

  .calculator-header h1 {
    font-size: 1.7rem;
  }

  .calculator-wrapper {
    padding: 12px;
  }
}

/* ============================================
   RESPONSIVE — MORTGAGE CALCULATOR (max 500px)
   ============================================ */
@media (max-width: 500px) {
  .dp-row {
    flex-direction: column;
  }

  .dp-row .dp-percent {
    width: 100%;
  }

  .total-payment-display .amt {
    font-size: 2.2rem;
  }

  .calc-card .card-body {
    padding: 16px;
  }
}


 
 
 
 /* ============================================
   MORTGAGE CALCULATOR — UTILITY CLASSES
   Replaces inline styles previously in HTML
   Added: [today's date]
   ============================================ */

/* Spacing for the first card in the input column
   (replaces inline style="margin-bottom:24px;") */
.calculator-wrapper .card-spacing {
    margin-bottom: 24px;
}

/* Replaces inline style="display:none;" on credit score / PMI groups.
   JS toggles this class via classList.add/remove. */
.calculator-wrapper .hidden-group {
    display: none;
}

/* Replaces inline style="display:none;" on dynamic breakdown/summary rows */
.calculator-wrapper .hidden-row {
    display: none;
}

/* Replaces inline style="display:none;" on the results content panel */
.calculator-wrapper .results-hidden {
    display: none;
}

/* FHA MIP note — replaces inline 
   <p style="font-size:0.78rem;color:#a39e93;margin-bottom:12px;"> */
.calculator-wrapper .fha-mip-note {
    font-size: 0.78rem;
    color: #a39e93;
    margin-bottom: 12px;
}

/* PMI rate note — replaces inline 
   <p style="font-size:0.72rem;color:#a39e93;margin-top:6px;line-height:1.4;"> */
.calculator-wrapper .pmi-rate-note {
    font-size: 0.72rem;
    color: #a39e93;
    margin-top: 6px;
    line-height: 1.4;
}

/* Wrapper for the PMI notice — replaces inline 
   <div style="padding:0 24px 20px;"> */
.calculator-wrapper .pmi-notice-wrap {
    padding: 0 24px 20px;
}

@media (max-width: 700px) {

  /* 1. Update the Row Label to allow wrapping */
  .page-wrapper .results-grid .row-label {
    white-space: normal; /* This allows text to wrap */
    line-height: 1.2;
    display: block;    /* Block is safer for wrapping than Flex */
    padding: 12px 8px;
  }

  /* 2. Remove nowrap from the general cell rule if you added it earlier */
  .page-wrapper .results-grid .cell {
    white-space: normal; 
    height: auto;
    display: flex;
    align-items: center; /* Keeps data centered even if label is 2 lines */
  }

  /* 3. Ensure the sticky column has enough width to wrap nicely */
  .page-wrapper .results-grid .row-label,
  .page-wrapper .results-grid .col-header.empty {
    min-width: 120px; 
    width: 120px;
  }

  /* 4. Adjust the overall grid columns to accommodate the new label width */
  .page-wrapper .results-grid {
    grid-template-columns: 100px 85px 85px 85px;
  }
}

/* ============================================
   RESPONSIVE — CALCULATOR (max-width: 700px)
   ============================================ */
   
@media (max-width: 700px) {
  .page-wrapper .input-grid {
    grid-template-columns: 1fr;
  }

  .page-wrapper .results-grid {
    grid-template-columns: 130px 1fr 1fr 1fr;
  }

  .page-wrapper .results-grid .col-header {
    font-size: 10px;
  }

  .page-wrapper .results-grid .row-label {
    font-size: 11px;
    padding: 10px;
  }

  .page-wrapper .results-grid .data-cell {
    font-size: 13px;
  }

  .page-wrapper .wealth-number-hero {
    font-size: 48px;
    letter-spacing: -1px;
  }

  .page-wrapper .wealth-card-headline {
    font-size: 17px;
  }

  .page-wrapper .wealth-card {
    padding: 36px 20px;
  }

  .page-wrapper .milestone-number {
    font-size: 18px;
  }

  .page-wrapper .milestone-number.hero-milestone {
    font-size: 22px;
  }

  .page-wrapper .toggle-option {
    font-size: 12px;
    padding: 10px 8px;
  }
}