/* =========================================================================
   SELF-EMPLOYED INCOME CALCULATOR — SCOPED STYLES
   Scoped entirely to .seic-wrap; no global overrides.
   ========================================================================= */

/* Variable mapping — maps calculator internals to site brand tokens */
.seic-wrap {
  --bg:           var(--color-bg, #121212);
  --surface:      var(--color-surface, #1a1a1a);
  --surface-alt:  var(--color-surface-dark, #0a0a0a);
  --ink:          var(--color-cream, #F5F1E9);
  --ink-soft:     var(--color-body, #D9D6CF);
  --ink-mute:     var(--color-muted, #b0a898);
  --rule:         var(--color-border, #2a2a2a);
  --accent:       var(--color-gold, #967b45);
  --accent-mid:   var(--color-gold-hover, #a8884f);
  --gold:         var(--color-gold, #967b45);
  --gold-light:   var(--color-gold-hover, #a8884f);
  --up:           #1D6B3A;
  --down:         #9B2335;
  --error:        var(--danger, #ef4444);
  --radius:       10px;
  --radius-lg:    10px;
  --shadow-sm:    0 1px 3px rgba(0,0,0,0.3);
  --shadow-lg:    0 16px 48px rgba(0,0,0,0.5);
  --font-body:    'Montserrat', sans-serif;
  --font-display: 'Montserrat', sans-serif;
  max-width: 1100px; margin: 0 auto; padding: 0;
}

/* INTRO HEADER */
.seic-intro {
  max-width: 1100px;
  margin: 0 auto 32px;
  padding: 0 4px;
}
.seic-intro-title {
  font-family: 'Montserrat', sans-serif;
  font-size: 1.75rem;
  font-weight: 700;
  color: var(--color-cream, #F5F1E9);
  margin: 0 0 12px;
  line-height: 1.25;
}
.seic-intro-desc {
  font-family: 'Montserrat', sans-serif;
  font-size: 0.95rem;
  color: var(--color-body, #D9D6CF);
  margin: 0;
  line-height: 1.65;
  max-width: 820px;
}

/* BUSINESS TAB BAR */
.seic-biz-bar { display: flex; gap: 4px; align-items: flex-end; flex-wrap: wrap; margin-bottom: 0; }
.seic-biz-tab {
  display: flex; align-items: center; gap: 8px;
  padding: 10px 16px;
  background: var(--surface-alt); border: 1px solid var(--rule);
  border-bottom: none; border-radius: var(--radius) var(--radius) 0 0;
  cursor: pointer; font-family: var(--font-body);
  font-size: 13px; font-weight: 600; color: var(--ink-soft);
  transition: all 140ms ease; position: relative; bottom: -1px;
}
.seic-biz-tab:hover { color: var(--ink); background: var(--surface); }
.seic-biz-tab.active {
  background: var(--surface); color: var(--accent);
  border-color: var(--rule); border-bottom-color: var(--surface); z-index: 1;
}
.seic-biz-tab-name { line-height: 1.2; }
.seic-biz-tab-type {
  display: block; font-size: 10px; font-weight: 400;
  color: var(--ink-mute); margin-top: 1px;
  text-transform: uppercase; letter-spacing: 0.06em;
}
.seic-biz-tab.active .seic-biz-tab-type { color: var(--accent-mid); opacity: 0.65; }
.seic-biz-remove {
  width: 16px; height: 16px; border: none; background: none;
  cursor: pointer; padding: 0; color: var(--ink-mute);
  font-size: 15px; line-height: 1; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  transition: all 120ms ease; flex-shrink: 0;
}
.seic-biz-remove:hover { color: var(--error); background: rgba(178,58,58,0.1); }
.seic-biz-add {
  display: flex; align-items: center; gap: 5px;
  padding: 10px 14px;
  background: transparent; border: 1px dashed var(--rule);
  border-bottom: none; border-radius: var(--radius) var(--radius) 0 0;
  cursor: pointer; font-family: var(--font-body);
  font-size: 12px; font-weight: 600; color: var(--ink-mute);
  letter-spacing: 0.03em; transition: all 140ms ease;
  position: relative; bottom: -1px;
}
.seic-biz-add:hover { color: var(--accent); border-color: var(--accent); background: rgba(150,123,69,0.08); }

/* INPUT PANEL */
.seic-panel {
  background: var(--surface); border: 1px solid var(--rule);
  border-radius: 0 var(--radius-lg) var(--radius-lg) var(--radius-lg);
  padding: 28px 32px 32px; box-shadow: var(--shadow-sm); margin-bottom: 32px;
}
@media (max-width: 600px) { .seic-panel { padding: 18px 16px 22px; border-radius: 0 var(--radius) var(--radius) var(--radius); } }

/* Entity selector row */
.seic-entity-row {
  display: flex; align-items: center; gap: 14px;
  margin-bottom: 22px; padding-bottom: 18px;
  border-bottom: 2px solid var(--rule); flex-wrap: wrap;
}
.seic-entity-label {
  font-size: 12px; font-weight: 700; letter-spacing: 0.08em;
  text-transform: uppercase; color: var(--ink-soft); white-space: nowrap;
}
.seic-entity-select {
  flex: 1; min-width: 200px;
  font-family: var(--font-body); font-size: 14px; font-weight: 600;
  color: var(--ink); background: var(--surface-alt);
  border: 1px solid var(--rule); border-radius: var(--radius);
  padding: 9px 32px 9px 12px; cursor: pointer;
  transition: border-color 140ms ease;
  appearance: none; -webkit-appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='11' height='7' viewBox='0 0 11 7'%3E%3Cpath d='M1 1l4.5 4.5L10 1' stroke='%23b0a898' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 11px center;
}
.seic-entity-select:focus { outline: none; border-color: var(--accent); }

/* Year header */
.seic-year-header {
  display: grid; grid-template-columns: 2fr 1fr 1fr;
  gap: 16px; align-items: center;
  margin-bottom: 6px; padding-bottom: 10px; border-bottom: 1px solid var(--rule);
}
.seic-year-header-label { font-size: 11px; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; color: var(--ink-mute); }
.seic-year-col-head { font-size: 12px; font-weight: 700; letter-spacing: 0.04em; text-transform: uppercase; color: var(--ink-soft); text-align: center; }
.seic-year-col-head span { display: block; font-size: 10px; font-weight: 400; color: var(--ink-mute); text-transform: none; letter-spacing: 0; margin-top: 2px; }
@media (max-width: 600px) { .seic-year-header { grid-template-columns: 1.5fr 1fr 1fr; gap: 10px; } }

/* Section title */
.seic-section-title {
  font-family: var(--font-display); font-size: 14px; font-weight: 500;
  color: var(--accent); margin: 18px 0 7px;
  padding-bottom: 5px; border-bottom: 1px solid var(--rule); letter-spacing: -0.01em;
}

/* Input rows */
.seic-row {
  display: grid; grid-template-columns: 2fr 1fr 1fr;
  gap: 16px; align-items: start;
  padding: 9px 0; border-bottom: 1px solid rgba(42,42,42,0.5);
}
.seic-row:last-child { border-bottom: none; }
.seic-row.is-subtract .seic-row-label::before { content: "−"; color: var(--down); font-weight: 700; margin-right: 6px; }
.seic-row.is-add      .seic-row-label::before { content: "+"; color: var(--up);   font-weight: 700; margin-right: 6px; }
@media (max-width: 600px) { .seic-row { grid-template-columns: 1.5fr 1fr 1fr; gap: 10px; } }
.seic-row-label { padding-top: 10px; }
.seic-row-label-main { font-size: 13px; font-weight: 600; color: var(--ink); line-height: 1.3; }
.seic-row-label-ref  { font-size: 11px; color: var(--ink-mute); margin-top: 3px; font-style: italic; }
.seic-input-wrap { position: relative; }
.seic-input {
  width: 100%; font-family: var(--font-body); font-size: 14px; font-weight: 600;
  color: var(--ink); background: var(--surface-alt);
  border: 1px solid var(--rule); border-radius: var(--radius);
  padding: 10px 12px; transition: border-color 140ms ease, background 140ms ease;
  -moz-appearance: textfield;
}
.seic-input::-webkit-outer-spin-button,
.seic-input::-webkit-inner-spin-button { -webkit-appearance: none; margin: 0; }
.seic-input.is-pct { padding-right: 28px; }
.seic-input:focus { outline: none; border-color: var(--accent); background: var(--surface); }

/* RESULTS — uses dark surface so gold accent text remains legible */
.seic-results {
  background: var(--surface-alt); border: 1px solid var(--rule);
  border-radius: var(--radius-lg);
  padding: 36px; box-shadow: var(--shadow-lg); color: var(--ink);
}
@media (max-width: 600px) { .seic-results { padding: 24px; } }
.seic-results-title {
  font-family: var(--font-display); font-weight: 500; font-size: 20px;
  letter-spacing: -0.01em; margin: 0 0 22px; color: var(--ink);
  padding-bottom: 16px; border-bottom: 1px solid var(--rule);
}

/* Per-business summary table */
.seic-biz-summary-header {
  display: grid; grid-template-columns: 1.8fr 1fr 1fr 0.9fr 1fr;
  gap: 10px; padding: 0 12px 8px;
  font-size: 10px; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase;
  color: var(--ink-mute);
}
.seic-biz-summary-row {
  display: grid; grid-template-columns: 1.8fr 1fr 1fr 0.9fr 1fr;
  gap: 10px; align-items: center; padding: 12px;
  background: rgba(255,255,255,0.03); border: 1px solid var(--rule);
  border-radius: var(--radius); margin-bottom: 3px;
}
.seic-biz-summary-row.is-total {
  background: rgba(150,123,69,0.1); border-color: rgba(150,123,69,0.25); margin-top: 6px;
}
@media (max-width: 640px) {
  .seic-biz-summary-header { display: none; }
  .seic-biz-summary-row { grid-template-columns: 1fr 1fr; gap: 8px; }
  .seic-biz-summary-row .biz-cell-qual { grid-column: 1 / -1; }
}
.biz-cell { font-size: 13px; color: var(--ink); }
.biz-cell.name { font-weight: 600; line-height: 1.3; }
.biz-cell.name small { display: block; font-size: 10px; font-weight: 400; color: var(--ink-mute); text-transform: uppercase; letter-spacing: 0.05em; margin-top: 1px; }
.biz-cell.amount { font-family: var(--font-display); font-size: 14px; }
.biz-cell.biz-cell-trend { text-align: center; }
.biz-cell.biz-cell-qual { font-family: var(--font-display); font-size: 15px; color: var(--gold); }
.is-total .biz-cell.name { font-size: 11px; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; color: var(--gold-light); }
.is-total .biz-cell.biz-cell-qual { font-size: 20px; }
.trend-chip {
  display: inline-flex; align-items: center; gap: 3px;
  font-size: 11px; font-weight: 700; padding: 3px 7px; border-radius: 10px; white-space: nowrap;
}
.trend-chip.up   { background: rgba(29,107,58,0.25);   color: #6ecf8e; }
.trend-chip.down { background: rgba(155,35,53,0.25);   color: #f5a5b0; }
.trend-chip.flat { background: rgba(255,255,255,0.06); color: var(--ink-mute); }

/* Trend bar */
.seic-trend {
  display: flex; align-items: center; gap: 10px;
  margin: 22px 0; padding: 14px 18px; border-radius: var(--radius);
  font-size: 13px; font-weight: 600;
}
.seic-trend.up   { background: rgba(29,107,58,0.15);  border: 1px solid rgba(29,107,58,0.3);  color: #6ecf8e; }
.seic-trend.down { background: rgba(155,35,53,0.15);  border: 1px solid rgba(155,35,53,0.3);  color: #f5a5b0; }
.seic-trend.flat { background: rgba(255,255,255,0.03); border: 1px solid var(--rule); color: var(--ink-mute); }
.seic-trend-icon { font-size: 18px; flex-shrink: 0; }
.seic-trend-text { flex: 1; line-height: 1.4; }
.seic-trend-pct  { font-family: var(--font-display); font-size: 20px; flex-shrink: 0; }

/* Agency table */
.seic-agency-header { font-size: 10px; font-weight: 700; letter-spacing: 0.16em; text-transform: uppercase; color: var(--ink-mute); margin-bottom: 10px; }
.seic-agency-table  { display: flex; flex-direction: column; gap: 3px; }
.seic-agency-row {
  display: grid; grid-template-columns: 1.6fr 1fr 1.8fr; gap: 12px; align-items: center;
  padding: 13px 16px; background: rgba(255,255,255,0.03);
  border: 1px solid var(--rule); border-radius: var(--radius); transition: background 140ms ease;
}
.seic-agency-row:hover { background: rgba(255,255,255,0.05); }
.seic-agency-row.has-flag { border-color: rgba(150,123,69,0.35); background: rgba(150,123,69,0.07); }
.seic-agency-row.has-warn { border-color: rgba(155,35,53,0.3); background: rgba(155,35,53,0.07); }
.seic-agency-name { display: flex; align-items: center; gap: 9px; font-size: 13px; font-weight: 600; color: var(--ink); }
.seic-agency-badge { font-size: 9px; font-weight: 700; letter-spacing: 0.05em; padding: 3px 6px; border-radius: 2px; flex-shrink: 0; }
.seic-agency-badge.fannie  { background: rgba(100,180,255,0.15); color: #7ab8f5; }
.seic-agency-badge.freddie { background: rgba(100,220,140,0.15); color: #6ed4a0; }
.seic-agency-badge.fha     { background: rgba(255,200,100,0.15); color: #f5cc88; }
.seic-agency-badge.va      { background: rgba(180,140,255,0.15); color: #c4a8f5; }
.seic-agency-badge.usda    { background: rgba(100,220,200,0.15); color: #6edbd0; }
.seic-agency-income { font-family: var(--font-display); font-size: 17px; color: var(--ink); white-space: nowrap; }
.seic-agency-income.is-high { color: #6ecf8e; }
.seic-agency-income.is-low  { color: #f5a5b0; }
.seic-agency-note { font-size: 11px; color: var(--ink-mute); line-height: 1.45; }
.seic-agency-note.is-flag { color: var(--gold); }
.seic-agency-note.is-warn { color: #f5a5b0; }
.seic-agency-note.is-same { color: var(--ink-mute); opacity: 0.6; font-style: italic; }
@media (max-width: 560px) {
  .seic-agency-row { grid-template-columns: 1fr 1fr; grid-template-rows: auto auto; }
  .seic-agency-note { grid-column: 1 / -1; padding-top: 6px; border-top: 1px solid var(--rule); }
}

/* Warning + explanation */
.seic-warning { margin-top: 20px; padding: 16px 18px; background: rgba(155,35,53,0.15); border: 1px solid rgba(155,35,53,0.3); border-radius: var(--radius); font-size: 13px; color: #f5a5b0; line-height: 1.6; }
.seic-warning strong { color: #ffbdc5; }
.seic-warning.hidden { display: none; }
.seic-explanation { margin-top: 16px; padding: 13px 17px; background: rgba(255,255,255,0.03); border-left: 2px solid var(--rule); font-size: 12px; color: var(--ink-mute); line-height: 1.6; border-radius: 0 var(--radius) var(--radius) 0; }
.seic-explanation strong { color: var(--ink-soft); }
.seic-empty { text-align: center; padding: 36px 20px; color: var(--ink-mute); font-size: 14px; font-style: italic; }

/* DISCLAIMER */
.seic-disclaimer { margin-top: 28px; padding: 18px 22px; background: var(--surface); border: 1px solid var(--rule); border-radius: var(--radius); font-size: 12px; line-height: 1.65; color: var(--ink-soft); }
.seic-disclaimer strong { font-family: var(--font-display); font-weight: 600; color: var(--ink); }