/* =========================================================================
   REALTOR CALCULATOR SUITE — SCOPED STYLES
   Scoped to .rac-calc-wrap for calculator internals.
   Page-level layout uses existing site classes only.
   ========================================================================= */

/* Scroll offset for sticky header */
#calculators,
#referral-process {
  scroll-margin-top: 80px;
}

/* Suppress wpautop br tags inside calculator wrapper */
.rac-calc-wrap br { display: none; }

/* =========================================================================
   VARIABLE SCOPE
   ========================================================================= */
.rac-calc-wrap {
  --rac-accent:      var(--color-gold, #967b45);
  --rac-accent-mid:  var(--color-gold-hover, #a8884f);
  --rac-surface:     var(--color-surface, #1a1a1a);
  --rac-surface-alt: var(--color-surface-dark, #0a0a0a);
  --rac-ink:         var(--color-cream, #F5F1E9);
  --rac-ink-soft:    var(--color-body, #D9D6CF);
  --rac-ink-mute:    var(--color-muted, #b0a898);
  --rac-rule:        var(--color-border, #2a2a2a);
  --rac-green:       #6abf6a;
  --rac-yellow:      #f5cc88;
  --rac-red:         #f5a5b0;
  --rac-radius:      var(--radius, 10px);
}

/* =========================================================================
   TAB BAR
   ========================================================================= */
.rac-calc-tabs {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 6px;
  margin-bottom: 16px;
}

.rac-calc-tab {
  display: block;
  padding: 12px 10px;
  background: var(--rac-surface-alt);
  border: 1px solid var(--rac-rule);
  border-radius: var(--rac-radius);
  cursor: pointer;
  font-family: 'Montserrat', sans-serif;
  font-size: 12px;
  font-weight: 600;
  color: var(--rac-ink-soft);
  text-align: center;
  transition: all 140ms ease;
  white-space: normal;
  line-height: 1.3;
}

.rac-tab-name {
  display: block;
  font-weight: 700;
  font-size: 12px;
}

.rac-tab-sub {
  display: block;
  font-size: 10px;
  margin-top: 3px;
  color: var(--rac-ink-mute);
}

.rac-calc-tab:hover {
  color: var(--rac-ink);
  background: var(--rac-surface);
  border-color: var(--rac-accent);
}

.rac-calc-tab.active {
  background: var(--rac-accent);
  color: #0a0a0a;
  border-color: var(--rac-accent);
}

.rac-calc-tab.active .rac-tab-sub {
  color: #0a0a0a;
  opacity: 0.65;
}

/* =========================================================================
   CALCULATOR BODY
   ========================================================================= */
.rac-calc-body {
  background: var(--rac-surface);
  border: 1px solid var(--rac-rule);
  border-radius: var(--rac-radius);
  padding: 28px 32px 32px;
  margin-bottom: 24px;
}

/* =========================================================================
   CALC INTRO (per-panel header)
   ========================================================================= */
.rac-calc-intro {
  margin-bottom: 20px;
  padding-bottom: 20px;
  border-bottom: 1px solid var(--rac-rule);
}

.rac-calc-intro h3 {
  text-align: left;
  margin-top: 0;
  margin-bottom: 8px;
  color: var(--rac-accent);
  font-size: 18px;
}

.rac-calc-intro p {
  font-size: 14px;
  color: var(--rac-ink-soft);
  margin-bottom: 0;
  line-height: 1.7;
}

/* =========================================================================
   TWO-COLUMN CALC GRID (inputs left / results right)
   ========================================================================= */
.rac-calc-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px;
  align-items: start;
}

/* Wide results variant for FHA vs Conv and Affordability */
.rac-calc-grid.rac-wide-results {
  grid-template-columns: 2fr 3fr;
}

/* =========================================================================
   FIELD GROUPS
   ========================================================================= */
.rac-field-group { margin-bottom: 18px; }

.rac-field-label {
  font-family: 'Montserrat', sans-serif;
  font-size: 13px;
  font-weight: 700;
  color: var(--rac-ink);
  display: block;
  margin-bottom: 4px;
}

.rac-field-hint {
  font-family: 'Montserrat', sans-serif;
  font-size: 11px;
  color: var(--rac-ink-mute);
  line-height: 1.5;
  display: block;
  margin-bottom: 6px;
}

/* ─── Input wrap (prefix/suffix containers) ─── */
.rac-input-wrap {
  display: flex;
  align-items: stretch;
}

.rac-prefix,
.rac-suffix {
  font-family: 'Montserrat', sans-serif;
  font-size: 13px;
  font-weight: 600;
  color: var(--rac-ink-mute);
  background: var(--rac-surface-alt);
  border: 1px solid var(--rac-rule);
  padding: 0 10px;
  display: flex;
  align-items: center;
  white-space: nowrap;
  flex-shrink: 0;
}

.rac-prefix {
  border-right: none;
  border-radius: var(--rac-radius) 0 0 var(--rac-radius);
}

.rac-suffix {
  border-left: none;
  border-radius: 0 var(--rac-radius) var(--rac-radius) 0;
}

/* ─── Inputs ─── */
.rac-calc-wrap input.rac-input {
  flex: 1;
  font-family: 'Montserrat', sans-serif;
  font-size: 14px;
  font-weight: 600;
  color: var(--rac-ink);
  background: var(--rac-surface-alt);
  border: 1px solid var(--rac-rule);
  border-radius: var(--rac-radius);
  padding: 10px 12px;
  height: 42px;
  width: 100%;
  margin-bottom: 0;
  transition: border-color 140ms ease;
  -moz-appearance: textfield;
  box-sizing: border-box;
}

.rac-calc-wrap input.rac-input::-webkit-outer-spin-button,
.rac-calc-wrap input.rac-input::-webkit-inner-spin-button {
  -webkit-appearance: none;
  margin: 0;
}

.rac-input-wrap input.rac-input {
  border-radius: 0;
}

.rac-input-wrap input.rac-input:first-child {
  border-radius: var(--rac-radius) 0 0 var(--rac-radius);
}

.rac-calc-wrap input.rac-input:focus {
  outline: none;
  border-color: var(--rac-accent);
}

/* ─── Select ─── */
.rac-calc-wrap select.rac-select {
  font-family: 'Montserrat', sans-serif;
  font-size: 14px;
  font-weight: 600;
  color: var(--rac-ink);
  background-color: var(--rac-surface-alt);
  border: 1px solid var(--rac-rule);
  border-radius: var(--rac-radius);
  padding: 9px 32px 9px 12px;
  height: 42px;
  width: 100%;
  margin-bottom: 0;
  cursor: pointer;
  transition: border-color 140ms ease;
  appearance: none;
  -webkit-appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='11' height='7' viewBox='0 0 11 7'%3E%3Cpath d='M1 1l4.5 4.5L10 1' stroke='%23b0a898' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 11px center;
  box-sizing: border-box;
}

.rac-calc-wrap select.rac-select:focus {
  outline: none;
  border-color: var(--rac-accent);
}

/* =========================================================================
   RESULTS PANEL
   ========================================================================= */
.rac-calc-results {
  background: var(--rac-surface-alt);
  border: 1px solid var(--rac-rule);
  border-radius: var(--rac-radius);
  padding: 24px;
  min-height: 120px;
}

.rac-results-empty {
  text-align: center;
  padding: 36px 20px;
  color: var(--rac-ink-mute);
  font-size: 14px;
  font-style: italic;
  font-family: 'Montserrat', sans-serif;
}

/* ─── Result headline ─── */
.rac-result-headline {
  margin-bottom: 20px;
  padding-bottom: 16px;
  border-bottom: 1px solid var(--rac-rule);
}

.rac-result-headline-label {
  font-family: 'Montserrat', sans-serif;
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--rac-ink-mute);
  display: block;
  margin-bottom: 6px;
}

.rac-result-headline-value {
  font-family: 'Montserrat', sans-serif;
  font-size: 32px;
  font-weight: 800;
  color: var(--rac-accent);
  line-height: 1.1;
  display: block;
  margin-bottom: 6px;
}

.rac-result-headline-note {
  font-family: 'Montserrat', sans-serif;
  font-size: 11px;
  color: var(--rac-ink-mute);
  line-height: 1.4;
  display: block;
}

/* ─── Result rows ─── */
.rac-result-row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 12px;
  padding: 8px 0;
  border-bottom: 1px solid rgba(42,42,42,0.6);
}

.rac-result-row:last-child { border-bottom: none; }

.rac-result-label {
  font-family: 'Montserrat', sans-serif;
  font-size: 13px;
  color: var(--rac-ink-soft);
  flex: 1;
  line-height: 1.4;
}

.rac-result-label small {
  display: block;
  font-size: 10px;
  color: var(--rac-ink-mute);
  font-weight: 400;
  margin-top: 2px;
}

.rac-result-value {
  font-family: 'Montserrat', sans-serif;
  font-size: 14px;
  font-weight: 700;
  color: var(--rac-ink);
  white-space: nowrap;
  flex-shrink: 0;
}

.rac-neg { color: var(--rac-red); }
.rac-pos { color: var(--rac-green); }

.rac-total-row {
  border-top: 1px solid var(--rac-accent);
  margin-top: 2px;
}

.rac-total-row .rac-result-label {
  color: var(--rac-ink);
  font-weight: 700;
}

.rac-total-row .rac-result-value {
  color: var(--rac-accent);
  font-size: 16px;
}

.rac-result-divider {
  border: none;
  border-top: 1px solid var(--rac-rule);
  margin: 14px 0;
}

/* =========================================================================
   ALERT VARIANTS
   ========================================================================= */
.rac-alert {
  font-family: 'Montserrat', sans-serif;
  padding: 12px 16px;
  border-radius: var(--rac-radius);
  font-size: 12px;
  line-height: 1.65;
  border: 1px solid transparent;
  margin-top: 12px;
}

.rac-alert strong { color: var(--rac-ink); }

.rac-alert-info {
  background: rgba(100,180,255,0.07);
  border-color: rgba(100,180,255,0.2);
  color: var(--rac-ink-soft);
}

.rac-alert-warning {
  background: rgba(245,204,136,0.07);
  border-color: rgba(245,204,136,0.2);
  color: var(--rac-ink-soft);
}

.rac-alert-danger {
  background: rgba(245,165,176,0.07);
  border-color: rgba(245,165,176,0.25);
  color: var(--rac-red);
}

/* =========================================================================
   AFFORDABILITY — THREE SCENARIO CARDS
   ========================================================================= */
.rac-scenario-cards {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-bottom: 14px;
}

.rac-scenario-card {
  background: var(--rac-surface);
  border: 1px solid var(--rac-rule);
  border-radius: var(--rac-radius);
  padding: 14px 16px;
  position: relative;
}

.rac-scenario-card.standard {
  border-color: var(--rac-accent);
  background: rgba(150,123,69,0.04);
}

.rac-scenario-badge {
  display: inline-block;
  background: var(--rac-accent);
  color: #0a0a0a;
  font-family: 'Montserrat', sans-serif;
  font-size: 9px;
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 2px 8px;
  border-radius: 8px;
  margin-bottom: 6px;
}

.rac-scenario-name {
  font-family: 'Montserrat', sans-serif;
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--rac-ink-mute);
  display: block;
  margin-bottom: 4px;
}

.rac-scenario-price {
  font-family: 'Montserrat', sans-serif;
  font-size: 22px;
  font-weight: 800;
  color: var(--rac-accent);
  display: block;
  line-height: 1.1;
  margin-bottom: 6px;
}

.rac-scenario-sub {
  font-family: 'Montserrat', sans-serif;
  font-size: 11px;
  color: var(--rac-ink-soft);
  line-height: 1.6;
  display: block;
}

.rac-scenario-sub small {
  color: var(--rac-ink-mute);
  font-size: 10px;
}

.rac-scenario-card.not-achievable {
  opacity: 0.65;
}

.rac-scenario-card.not-achievable .rac-scenario-price {
  font-size: 13px;
  color: var(--rac-red);
  font-weight: 600;
}

.rac-range-summary {
  font-family: 'Montserrat', sans-serif;
  font-size: 13px;
  color: var(--rac-ink-soft);
  line-height: 1.7;
  padding: 12px 0 0;
  border-top: 1px solid var(--rac-rule);
}

.rac-range-summary strong { color: var(--rac-accent); }

/* =========================================================================
   FHA VS CONVENTIONAL — SIDE-BY-SIDE COLUMNS
   ========================================================================= */
.rac-comparison-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-bottom: 14px;
}

.rac-comparison-col {
  background: var(--rac-surface);
  border: 1px solid var(--rac-rule);
  border-radius: var(--rac-radius);
  padding: 14px;
}

.rac-comparison-col.winner {
  border-color: var(--rac-accent);
  background: rgba(150,123,69,0.04);
}

.rac-col-header {
  font-family: 'Montserrat', sans-serif;
  font-size: 12px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--rac-ink);
  margin-bottom: 10px;
  padding-bottom: 10px;
  border-bottom: 1px solid var(--rac-rule);
  text-align: center;
}

.rac-col-total {
  font-family: 'Montserrat', sans-serif;
  font-size: 24px;
  font-weight: 800;
  color: var(--rac-accent);
  text-align: center;
  display: block;
  margin: 8px 0 4px;
  line-height: 1;
}

.rac-col-total-label {
  font-family: 'Montserrat', sans-serif;
  font-size: 10px;
  color: var(--rac-ink-mute);
  text-align: center;
  display: block;
  margin-bottom: 10px;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

/* =========================================================================
   BUY DOWN — YEAR TABLE
   ========================================================================= */
.rac-bd-table {
  width: 100%;
  border-collapse: collapse;
  font-family: 'Montserrat', sans-serif;
  font-size: 12px;
  margin-bottom: 12px;
}

.rac-bd-table th {
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--rac-ink-mute);
  padding: 6px 8px;
  text-align: left;
  border-bottom: 1px solid var(--rac-accent);
}

.rac-bd-table td {
  padding: 10px 8px;
  color: var(--rac-ink-soft);
  border-bottom: 1px solid var(--rac-rule);
  vertical-align: top;
  line-height: 1.5;
}

.rac-bd-table tr.standard-rate td {
  color: var(--rac-ink-mute);
  font-style: italic;
}

.rac-bd-table td.bd-rate  { font-weight: 700; color: var(--rac-accent); }
.rac-bd-table td.bd-pmt   { font-weight: 700; color: var(--rac-ink); }
.rac-bd-table td.bd-save  { color: var(--rac-green); font-weight: 600; }

.rac-bd-total-row {
  font-family: 'Montserrat', sans-serif;
  display: flex;
  justify-content: space-between;
  font-size: 13px;
  padding: 10px 0;
  border-top: 1px solid var(--rac-accent);
  color: var(--rac-ink-soft);
  gap: 12px;
  flex-wrap: wrap;
}

.rac-bd-total-row strong { color: var(--rac-ink); }

/* =========================================================================
   FRAMING CALLOUT (buy down vs price cut comparison — prominent display)
   ========================================================================= */
.rac-framing-callout {
  background: rgba(150,123,69,0.08);
  border: 1px solid rgba(150,123,69,0.3);
  border-left: 3px solid var(--rac-accent);
  border-radius: 0 var(--rac-radius) var(--rac-radius) 0;
  padding: 14px 18px;
  font-family: 'Montserrat', sans-serif;
  font-size: 13px;
  line-height: 1.7;
  color: var(--rac-ink-soft);
  margin-top: 14px;
}

.rac-framing-callout strong { color: var(--rac-accent); }

/* =========================================================================
   RECOMMENDATION CALLOUT
   ========================================================================= */
.rac-recommendation {
  background: rgba(106,191,106,0.06);
  border: 1px solid rgba(106,191,106,0.2);
  border-radius: var(--rac-radius);
  padding: 12px 16px;
  font-family: 'Montserrat', sans-serif;
  font-size: 13px;
  line-height: 1.65;
  color: var(--rac-ink-soft);
  margin-bottom: 10px;
}

.rac-recommendation strong { color: var(--rac-green); }

.rac-recommendation.fha-better {
  background: rgba(245,204,136,0.06);
  border-color: rgba(245,204,136,0.2);
}

.rac-recommendation.fha-better strong { color: var(--rac-yellow); }

.rac-pmi-note {
  background: rgba(100,180,255,0.05);
  border: 1px solid rgba(100,180,255,0.15);
  border-radius: var(--rac-radius);
  padding: 10px 14px;
  font-family: 'Montserrat', sans-serif;
  font-size: 12px;
  line-height: 1.6;
  color: var(--rac-ink-mute);
  margin-bottom: 10px;
}

/* =========================================================================
   TRUE COST — SECTION HEADERS
   ========================================================================= */
.rac-cost-section-header {
  font-family: 'Montserrat', sans-serif;
  font-size: 10px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  color: var(--rac-accent);
  margin: 14px 0 8px;
  display: block;
}

.rac-cost-section-header:first-child { margin-top: 0; }

.rac-year-one-total {
  text-align: center;
  margin-top: 18px;
  padding-top: 16px;
  border-top: 2px solid var(--rac-accent);
}

.rac-year-one-amount {
  font-family: 'Montserrat', sans-serif;
  font-size: 36px;
  font-weight: 800;
  color: var(--rac-accent);
  display: block;
  line-height: 1;
  margin-bottom: 8px;
}

.rac-year-one-label {
  font-family: 'Montserrat', sans-serif;
  font-size: 12px;
  color: var(--rac-ink-mute);
  display: block;
  line-height: 1.5;
}

/* =========================================================================
   DISCLAIMER
   ========================================================================= */
.rac-disclaimer {
  padding: 16px 24px;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  font-family: 'Montserrat', sans-serif;
  font-size: 12px;
  line-height: 1.7;
  color: var(--color-muted);
  margin-top: 0;
  margin-bottom: 0;
}

.rac-disclaimer strong { color: var(--color-body); }

/* =========================================================================
   RESPONSIVE
   ========================================================================= */
@media (max-width: 900px) {
  .rac-comparison-grid { grid-template-columns: 1fr; }
  .rac-calc-grid.rac-wide-results { grid-template-columns: 1fr; }
}

@media (max-width: 900px) {
  .rac-calc-tabs { grid-template-columns: repeat(4, 1fr); }
}

@media (max-width: 768px) {
  .rac-calc-tabs { grid-template-columns: repeat(3, 1fr); }

  .rac-calc-tab {
    padding: 10px 8px;
    font-size: 11px;
  }

  .rac-calc-body { padding: 20px 16px 24px; }

  .rac-calc-grid {
    grid-template-columns: 1fr;
  }

  .rac-result-headline-value { font-size: 24px; }
}

@media (max-width: 480px) {
  .rac-calc-tabs {
    grid-template-columns: repeat(2, 1fr);
    gap: 4px;
  }

  .rac-calc-tab {
    padding: 8px 6px;
    font-size: 10px;
  }

  .rac-tab-sub { display: none; }

  .rac-year-one-amount { font-size: 28px; }

  .rac-bd-table { font-size: 11px; }
  .rac-bd-table th, .rac-bd-table td { padding: 8px 5px; }
}