/* =========================================================================
   CPA CALCULATOR SUITE — SCOPED STYLES
   Scoped to .cac-calc-wrap for calculator internals.
   Page-level layout uses existing site classes only.
   ========================================================================= */

/* Scroll offset for sticky header */
#calculators,
#referral-process {
  scroll-margin-top: 80px;
}

/* Suppress wpautop br tags inside calculator wrapper */
.cac-calc-wrap br { display: none; }

/* wpautop wraps inline spans followed by block divs in <p> — neutralize those margins */
.cac-field-group > p {
  margin-top: 0;
  margin-bottom: 0;
}

/* Link card button wrapper div (avoids wpautop wrapping the <a> in <p>) */
.cac-link-card-btn {
  flex-shrink: 0;
}

.cac-link-card-btn .cta-button {
  white-space: nowrap;
}

/* =========================================================================
   VARIABLE SCOPE
   ========================================================================= */
.cac-calc-wrap {
  --cac-accent:      var(--color-gold, #967b45);
  --cac-accent-mid:  var(--color-gold-hover, #a8884f);
  --cac-surface:     var(--color-surface, #1a1a1a);
  --cac-surface-alt: var(--color-surface-dark, #0a0a0a);
  --cac-ink:         var(--color-cream, #F5F1E9);
  --cac-ink-soft:    var(--color-body, #D9D6CF);
  --cac-ink-mute:    var(--color-muted, #b0a898);
  --cac-rule:        var(--color-border, #2a2a2a);
  --cac-green:       #6abf6a;
  --cac-yellow:      #f5cc88;
  --cac-red:         #f5a5b0;
  --cac-radius:      var(--radius, 10px);
}

/* =========================================================================
   TAB BAR — 5 columns × 2 rows for 10 tabs
   ========================================================================= */
.cac-calc-tabs {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 6px;
  margin-bottom: 16px;
}

.cac-calc-tab {
  display: block;
  padding: 12px 10px;
  background: var(--cac-surface-alt);
  border: 1px solid var(--cac-rule);
  border-radius: var(--cac-radius);
  cursor: pointer;
  font-family: 'Montserrat', sans-serif;
  font-size: 12px;
  font-weight: 600;
  color: var(--cac-ink-soft);
  text-align: center;
  transition: all 140ms ease;
  white-space: normal;
  line-height: 1.3;
}

.cac-tab-name {
  display: block;
  font-weight: 700;
  font-size: 12px;
}

.cac-tab-sub {
  display: block;
  font-size: 10px;
  margin-top: 3px;
  color: var(--cac-ink-mute);
}

.cac-calc-tab:hover {
  color: var(--cac-ink);
  background: var(--cac-surface);
  border-color: var(--cac-accent);
}

.cac-calc-tab.active {
  background: var(--cac-accent);
  color: #0a0a0a;
  border-color: var(--cac-accent);
}

.cac-calc-tab.active .cac-tab-sub {
  color: #0a0a0a;
  opacity: 0.65;
}

/* =========================================================================
   CALCULATOR BODY
   ========================================================================= */
.cac-calc-body {
  background: var(--cac-surface);
  border: 1px solid var(--cac-rule);
  border-radius: var(--cac-radius);
  padding: 28px 32px 32px;
  margin-bottom: 24px;
}

/* =========================================================================
   CALC INTRO (per-panel header)
   ========================================================================= */
.cac-calc-intro {
  margin-bottom: 20px;
  padding-bottom: 20px;
  border-bottom: 1px solid var(--cac-rule);
}

.cac-calc-intro h3 {
  text-align: left;
  margin-top: 0;
  margin-bottom: 8px;
  color: var(--cac-accent);
  font-size: 18px;
}

.cac-calc-intro p {
  font-size: 14px;
  color: var(--cac-ink-soft);
  margin-bottom: 8px;
  line-height: 1.7;
}

.cac-calc-intro p:last-child { margin-bottom: 0; }

/* =========================================================================
   TWO-COLUMN CALC GRID (inputs left / results right)
   ========================================================================= */
.cac-calc-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px;
  align-items: start;
}

.cac-calc-grid.cac-wide-results {
  grid-template-columns: 2fr 3fr;
}

.cac-calc-grid.cac-full-results {
  grid-template-columns: 1fr;
}

/* =========================================================================
   FIELD GROUPS
   ========================================================================= */
.cac-field-group { margin-bottom: 18px; }

.cac-field-label {
  font-family: 'Montserrat', sans-serif;
  font-size: 13px;
  font-weight: 700;
  color: var(--cac-ink);
  display: block;
  margin-bottom: 4px;
}

.cac-field-hint {
  font-family: 'Montserrat', sans-serif;
  font-size: 11px;
  color: var(--cac-ink-mute);
  line-height: 1.5;
  display: block;
  margin-bottom: 6px;
}

/* ─── Input wrap ─── */
.cac-input-wrap {
  display: flex;
  align-items: stretch;
}

.cac-prefix,
.cac-suffix {
  font-family: 'Montserrat', sans-serif;
  font-size: 13px;
  font-weight: 600;
  color: var(--cac-ink-mute);
  background: var(--cac-surface-alt);
  border: 1px solid var(--cac-rule);
  padding: 0 10px;
  display: flex;
  align-items: center;
  white-space: nowrap;
  flex-shrink: 0;
}

.cac-prefix {
  border-right: none;
  border-radius: var(--cac-radius) 0 0 var(--cac-radius);
}

.cac-suffix {
  border-left: none;
  border-radius: 0 var(--cac-radius) var(--cac-radius) 0;
}

/* ─── Inputs ─── */
.cac-calc-wrap input.cac-input {
  flex: 1;
  font-family: 'Montserrat', sans-serif;
  font-size: 14px;
  font-weight: 600;
  color: var(--cac-ink);
  background: var(--cac-surface-alt);
  border: 1px solid var(--cac-rule);
  border-radius: var(--cac-radius);
  padding: 10px 12px;
  height: 42px;
  width: 100%;
  margin-bottom: 0;
  transition: border-color 140ms ease;
  -moz-appearance: textfield;
  box-sizing: border-box;
}

.cac-calc-wrap input.cac-input::-webkit-outer-spin-button,
.cac-calc-wrap input.cac-input::-webkit-inner-spin-button {
  -webkit-appearance: none;
  margin: 0;
}

.cac-input-wrap input.cac-input {
  border-radius: 0;
}

.cac-input-wrap input.cac-input:first-child {
  border-radius: var(--cac-radius) 0 0 var(--cac-radius);
}

.cac-calc-wrap input.cac-input:focus {
  outline: none;
  border-color: var(--cac-accent);
}

/* ─── Select ─── */
.cac-calc-wrap select.cac-select {
  font-family: 'Montserrat', sans-serif;
  font-size: 14px;
  font-weight: 600;
  color: var(--cac-ink);
  background-color: var(--cac-surface-alt);
  border: 1px solid var(--cac-rule);
  border-radius: var(--cac-radius);
  padding: 9px 32px 9px 12px;
  height: 42px;
  width: 100%;
  margin-bottom: 0;
  cursor: pointer;
  transition: border-color 140ms ease;
  appearance: none;
  -webkit-appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='11' height='7' viewBox='0 0 11 7'%3E%3Cpath d='M1 1l4.5 4.5L10 1' stroke='%23b0a898' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 11px center;
  box-sizing: border-box;
}

.cac-calc-wrap select.cac-select:focus {
  outline: none;
  border-color: var(--cac-accent);
}

/* =========================================================================
   RESULTS PANEL
   ========================================================================= */
.cac-calc-results {
  background: var(--cac-surface-alt);
  border: 1px solid var(--cac-rule);
  border-radius: var(--cac-radius);
  padding: 24px;
  min-height: 120px;
}

.cac-results-empty {
  text-align: center;
  padding: 36px 20px;
  color: var(--cac-ink-mute);
  font-size: 14px;
  font-style: italic;
  font-family: 'Montserrat', sans-serif;
}

/* ─── Result headline ─── */
.cac-result-headline {
  margin-bottom: 20px;
  padding-bottom: 16px;
  border-bottom: 1px solid var(--cac-rule);
}

.cac-result-headline-label {
  font-family: 'Montserrat', sans-serif;
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--cac-ink-mute);
  display: block;
  margin-bottom: 6px;
}

.cac-result-headline-value {
  font-family: 'Montserrat', sans-serif;
  font-size: 32px;
  font-weight: 800;
  color: var(--cac-accent);
  line-height: 1.1;
  display: block;
  margin-bottom: 6px;
}

.cac-result-headline-note {
  font-family: 'Montserrat', sans-serif;
  font-size: 11px;
  color: var(--cac-ink-mute);
  line-height: 1.4;
  display: block;
}

/* ─── Result rows ─── */
.cac-result-row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 12px;
  padding: 8px 0;
  border-bottom: 1px solid rgba(42,42,42,0.6);
}

.cac-result-row:last-child { border-bottom: none; }

.cac-result-label {
  font-family: 'Montserrat', sans-serif;
  font-size: 13px;
  color: var(--cac-ink-soft);
  flex: 1;
  line-height: 1.4;
}

.cac-result-label small {
  display: block;
  font-size: 10px;
  color: var(--cac-ink-mute);
  font-weight: 400;
  margin-top: 2px;
}

.cac-result-value {
  font-family: 'Montserrat', sans-serif;
  font-size: 14px;
  font-weight: 700;
  color: var(--cac-ink);
  white-space: nowrap;
  flex-shrink: 0;
}

.cac-neg { color: var(--cac-red); }
.cac-pos { color: var(--cac-green); }

.cac-total-row {
  border-top: 1px solid var(--cac-accent);
  margin-top: 2px;
}

.cac-total-row .cac-result-label {
  color: var(--cac-ink);
  font-weight: 700;
}

.cac-total-row .cac-result-value {
  color: var(--cac-accent);
  font-size: 16px;
}

.cac-result-divider {
  border: none;
  border-top: 1px solid var(--cac-rule);
  margin: 14px 0;
}

/* =========================================================================
   RESULTS SECTION HEADER (sub-section within results)
   ========================================================================= */
.cac-results-section-header {
  font-family: 'Montserrat', sans-serif;
  font-size: 10px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  color: var(--cac-accent);
  margin: 16px 0 8px;
  display: block;
  padding-top: 12px;
  border-top: 1px solid var(--cac-rule);
}

.cac-results-section-header:first-child {
  margin-top: 0;
  padding-top: 0;
  border-top: none;
}

/* =========================================================================
   ALERT VARIANTS
   ========================================================================= */
.cac-alert {
  font-family: 'Montserrat', sans-serif;
  padding: 12px 16px;
  border-radius: var(--cac-radius);
  font-size: 12px;
  line-height: 1.65;
  border: 1px solid transparent;
  margin-top: 12px;
}

.cac-alert strong { color: var(--cac-ink); }

.cac-alert-info {
  background: rgba(100,180,255,0.07);
  border-color: rgba(100,180,255,0.2);
  color: var(--cac-ink-soft);
}

.cac-alert-warning {
  background: rgba(245,204,136,0.07);
  border-color: rgba(245,204,136,0.2);
  color: var(--cac-ink-soft);
}

.cac-alert-danger {
  background: rgba(245,165,176,0.07);
  border-color: rgba(245,165,176,0.25);
  color: var(--cac-red);
}

/* =========================================================================
   DATA TABLES (year-by-year, program comparisons)
   ========================================================================= */
.cac-data-table {
  width: 100%;
  border-collapse: collapse;
  font-family: 'Montserrat', sans-serif;
  font-size: 12px;
  margin: 12px 0;
}

.cac-data-table th {
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--cac-ink-mute);
  padding: 6px 8px;
  text-align: right;
  border-bottom: 1px solid var(--cac-accent);
}

.cac-data-table th:first-child { text-align: left; }

.cac-data-table td {
  padding: 9px 8px;
  color: var(--cac-ink-soft);
  border-bottom: 1px solid var(--cac-rule);
  text-align: right;
  line-height: 1.4;
  vertical-align: top;
}

.cac-data-table td:first-child { text-align: left; color: var(--cac-ink-mute); }

.cac-data-table tr:last-child td { border-bottom: none; }

.cac-data-table td.cac-val-accent { font-weight: 700; color: var(--cac-accent); }
.cac-data-table td.cac-val-neg    { color: var(--cac-red); font-weight: 600; }
.cac-data-table td.cac-val-pos    { color: var(--cac-green); font-weight: 600; }
.cac-data-table td.cac-val-bold   { font-weight: 700; color: var(--cac-ink); }
.cac-data-table td.cac-val-mute   { color: var(--cac-ink-mute); font-style: italic; }

/* =========================================================================
   SUMMARY CALLOUT
   ========================================================================= */
.cac-summary-callout {
  background: rgba(150,123,69,0.08);
  border: 1px solid rgba(150,123,69,0.3);
  border-left: 3px solid var(--cac-accent);
  border-radius: 0 var(--cac-radius) var(--cac-radius) 0;
  padding: 14px 18px;
  font-family: 'Montserrat', sans-serif;
  font-size: 12px;
  line-height: 1.7;
  color: var(--cac-ink-soft);
  margin-top: 14px;
}

.cac-summary-callout strong { color: var(--cac-accent); }

/* =========================================================================
   TREND CHIP (income trend indicator)
   ========================================================================= */
.cac-trend-chip {
  font-family: 'Montserrat', sans-serif;
  display: inline-block;
  padding: 4px 12px;
  border-radius: 20px;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.05em;
}

.cac-chip-green {
  background: rgba(106,191,106,0.12);
  color: var(--cac-green);
  border: 1px solid rgba(106,191,106,0.3);
}

.cac-chip-yellow {
  background: rgba(245,204,136,0.12);
  color: var(--cac-yellow);
  border: 1px solid rgba(245,204,136,0.3);
}

.cac-chip-red {
  background: rgba(245,165,176,0.10);
  color: var(--cac-red);
  border: 1px solid rgba(245,165,176,0.25);
}

/* =========================================================================
   DOCUMENTATION LIST
   ========================================================================= */
.cac-doc-list {
  font-family: 'Montserrat', sans-serif;
  font-size: 12px;
  color: var(--cac-ink-soft);
  line-height: 1.7;
  padding-left: 20px;
  margin: 8px 0 0;
}

.cac-doc-list li {
  padding: 3px 0;
  color: var(--cac-ink-soft);
}

/* =========================================================================
   INSIGHT BANNER (home office headline — must be prominent)
   ========================================================================= */
.cac-insight-banner {
  background: rgba(150,123,69,0.10);
  border: 1px solid rgba(150,123,69,0.35);
  border-radius: var(--cac-radius);
  padding: 16px 20px;
  margin-bottom: 20px;
  text-align: center;
}

.cac-insight-banner-text {
  font-family: 'Montserrat', sans-serif;
  font-size: 16px;
  font-weight: 800;
  color: var(--cac-accent);
  display: block;
  line-height: 1.3;
}

.cac-insight-banner-sub {
  font-family: 'Montserrat', sans-serif;
  font-size: 12px;
  color: var(--cac-ink-mute);
  display: block;
  margin-top: 6px;
  line-height: 1.5;
}

/* =========================================================================
   TWO-COLUMN COMPARISON (home office with/without)
   ========================================================================= */
.cac-two-col-compare {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  margin: 14px 0;
}

.cac-compare-col {
  background: var(--cac-surface);
  border: 1px solid var(--cac-rule);
  border-radius: var(--cac-radius);
  padding: 14px;
}

.cac-compare-col-header {
  font-family: 'Montserrat', sans-serif;
  font-size: 11px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--cac-ink);
  margin-bottom: 10px;
  padding-bottom: 8px;
  border-bottom: 1px solid var(--cac-rule);
  text-align: center;
}

.cac-compare-row {
  display: flex;
  justify-content: space-between;
  padding: 5px 0;
  border-bottom: 1px solid rgba(42,42,42,0.4);
  font-family: 'Montserrat', sans-serif;
  font-size: 11px;
  gap: 8px;
}

.cac-compare-row:last-child { border-bottom: none; }

.cac-compare-row-label { color: var(--cac-ink-mute); flex: 1; line-height: 1.4; }
.cac-compare-row-val   { color: var(--cac-ink); font-weight: 600; white-space: nowrap; flex-shrink: 0; }

.cac-compare-total-row .cac-compare-row-label { color: var(--cac-ink); font-weight: 700; }
.cac-compare-total-row .cac-compare-row-val   { color: var(--cac-accent); font-size: 14px; font-weight: 800; }

/* =========================================================================
   SIDE-BY-SIDE COMPARISON (cash-out vs. business loan)
   ========================================================================= */
.cac-side-by-side {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  margin: 14px 0;
}

.cac-side-col {
  background: var(--cac-surface);
  border: 1px solid var(--cac-rule);
  border-radius: var(--cac-radius);
  padding: 14px;
}

.cac-side-col.cac-side-winner {
  border-color: rgba(106,191,106,0.35);
  background: rgba(106,191,106,0.04);
}

.cac-side-col-header {
  font-family: 'Montserrat', sans-serif;
  font-size: 11px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--cac-ink);
  margin-bottom: 10px;
  padding-bottom: 8px;
  border-bottom: 1px solid var(--cac-rule);
  text-align: center;
}

.cac-side-row {
  display: flex;
  justify-content: space-between;
  padding: 5px 0;
  border-bottom: 1px solid rgba(42,42,42,0.4);
  font-family: 'Montserrat', sans-serif;
  font-size: 11px;
  gap: 8px;
}

.cac-side-row:last-child { border-bottom: none; }
.cac-side-row-label { color: var(--cac-ink-mute); flex: 1; line-height: 1.4; }
.cac-side-row-val   { color: var(--cac-ink); font-weight: 600; white-space: nowrap; flex-shrink: 0; }

.cac-side-total-row .cac-side-row-label { color: var(--cac-ink); font-weight: 700; }
.cac-side-total-row .cac-side-row-val   { color: var(--cac-accent); font-size: 14px; font-weight: 800; }

/* =========================================================================
   RECOMMENDATION BADGE
   ========================================================================= */
.cac-recommendation {
  background: rgba(106,191,106,0.06);
  border: 1px solid rgba(106,191,106,0.2);
  border-radius: var(--cac-radius);
  padding: 12px 16px;
  font-family: 'Montserrat', sans-serif;
  font-size: 13px;
  line-height: 1.65;
  color: var(--cac-ink-soft);
  margin-top: 12px;
  margin-bottom: 14px;
}

.cac-recommendation strong { color: var(--cac-green); }

/* =========================================================================
   CAVEATS PANEL (cash-out vs. biz loan — always prominent)
   ========================================================================= */
.cac-caveats-panel {
  background: rgba(100,180,255,0.05);
  border: 1px solid rgba(100,180,255,0.18);
  border-radius: var(--cac-radius);
  padding: 16px 20px;
  font-family: 'Montserrat', sans-serif;
  font-size: 12px;
  line-height: 1.7;
  color: var(--cac-ink-soft);
  margin-top: 14px;
}

.cac-caveats-panel h4 {
  font-family: 'Montserrat', sans-serif;
  font-size: 11px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--cac-ink);
  margin: 0 0 10px;
  padding-bottom: 8px;
  border-bottom: 1px solid rgba(100,180,255,0.15);
}

.cac-caveats-panel p {
  font-size: 12px;
  color: var(--cac-ink-soft);
  margin: 0 0 8px;
  line-height: 1.7;
}

.cac-caveats-panel p:last-child { margin-bottom: 0; }

.cac-caveats-panel strong { color: var(--cac-ink); }

.cac-163j-note {
  background: rgba(245,204,136,0.07);
  border: 1px solid rgba(245,204,136,0.2);
  border-radius: var(--cac-radius);
  padding: 10px 14px;
  font-family: 'Montserrat', sans-serif;
  font-size: 11px;
  line-height: 1.6;
  color: var(--cac-yellow);
  margin-top: 10px;
}

/* =========================================================================
   SE INCOME CALCULATOR (Calculator 1)
   ========================================================================= */

/* Input border-radius fix: round the right side when no suffix present */
.cac-input-wrap input.cac-input:last-child {
  border-radius: 0 var(--cac-radius) var(--cac-radius) 0;
}
.cac-input-wrap input.cac-input:only-child {
  border-radius: var(--cac-radius);
}

/* Business tab bar */
.cse-biz-bar {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  margin-bottom: 16px;
}

.cse-biz-tab {
  font-family: 'Montserrat', sans-serif;
  font-size: 11px;
  font-weight: 600;
  padding: 7px 14px;
  background: var(--cac-surface-alt);
  border: 1px solid var(--cac-rule);
  border-radius: var(--cac-radius);
  color: var(--cac-ink-mute);
  cursor: pointer;
  transition: all 140ms;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 2px;
}

.cse-biz-tab small {
  font-size: 9px;
  font-weight: 400;
}

.cse-biz-tab.active {
  background: var(--cac-accent);
  border-color: var(--cac-accent);
  color: #0a0a0a;
}

.cse-biz-tab.active small { opacity: 0.7; color: #0a0a0a; }

.cse-biz-add {
  font-family: 'Montserrat', sans-serif;
  font-size: 11px;
  font-weight: 600;
  padding: 7px 14px;
  background: transparent;
  border: 1px dashed var(--cac-rule);
  border-radius: var(--cac-radius);
  color: var(--cac-ink-mute);
  cursor: pointer;
  transition: all 140ms;
}

.cse-biz-add:hover {
  border-color: var(--cac-accent);
  color: var(--cac-accent);
}

/* Entity note */
.cse-entity-note {
  font-family: 'Montserrat', sans-serif;
  font-size: 12px;
  color: var(--cac-ink-mute);
  margin-bottom: 12px;
  line-height: 1.5;
}

/* Variable input table */
.cse-var-table { margin-top: 4px; }

.cse-var-head,
.cse-var-row {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 8px;
  align-items: center;
  padding: 5px 0;
  border-bottom: 1px solid var(--cac-rule);
}

.cse-var-head {
  font-family: 'Montserrat', sans-serif;
  font-size: 10px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--cac-ink-mute);
  padding-bottom: 8px;
  border-bottom: 1px solid var(--cac-accent);
}

.cse-var-head > div:nth-child(2),
.cse-var-head > div:nth-child(3) { text-align: center; }

.cse-var-row:last-child { border-bottom: none; }

.cse-var-label {
  font-family: 'Montserrat', sans-serif;
  font-size: 12px;
  color: var(--cac-ink-soft);
  line-height: 1.4;
}

.cse-hint {
  cursor: help;
  color: var(--cac-ink-mute);
  font-size: 11px;
  margin-left: 4px;
  text-decoration: none;
}

.cse-var-field .cac-input-wrap { width: 100%; }

/* Trend bar */
.cse-trend-bar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 8px;
  padding: 9px 14px;
  border-radius: var(--cac-radius);
  font-family: 'Montserrat', sans-serif;
  font-size: 12px;
  font-weight: 600;
  line-height: 1.4;
}

.cse-trend-bar.up   { background: rgba(106,191,106,0.08); border: 1px solid rgba(106,191,106,0.25); color: var(--cac-green); }
.cse-trend-bar.down { background: rgba(245,165,176,0.08); border: 1px solid rgba(245,165,176,0.25); color: var(--cac-red); }
.cse-trend-bar.flat { background: rgba(245,204,136,0.08); border: 1px solid rgba(245,204,136,0.25); color: var(--cac-yellow); }

/* Empty state */
.cse-empty-state {
  text-align: center;
  padding: 28px 20px;
  color: var(--cac-ink-mute);
  font-size: 13px;
  font-style: italic;
  font-family: 'Montserrat', sans-serif;
  margin-top: 16px;
  border-top: 1px solid var(--cac-rule);
}

@media (max-width: 600px) {
  .cse-var-head,
  .cse-var-row { grid-template-columns: 1.4fr 1fr 1fr; gap: 5px; }
  .cse-var-label { font-size: 11px; }
}

/* =========================================================================
   LINK CARD (SE income — Option B)
   ========================================================================= */
.cac-link-card {
  background: var(--cac-surface-alt);
  border: 1px solid var(--cac-accent);
  border-radius: var(--cac-radius);
  padding: 24px 28px;
  display: flex;
  align-items: center;
  gap: 28px;
  margin-top: 4px;
}

.cac-link-card-text {
  font-family: 'Montserrat', sans-serif;
  font-size: 14px;
  color: var(--cac-ink-soft);
  line-height: 1.7;
  flex: 1;
}

.cac-link-card .cta-button {
  white-space: nowrap;
  flex-shrink: 0;
}

/* =========================================================================
   INPUTS TWO-UP GRID (for side-by-side input columns)
   ========================================================================= */
.cac-inputs-2col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.cac-inputs-3col {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 14px;
}

/* =========================================================================
   DISCLAIMER
   ========================================================================= */
.cac-disclaimer {
  padding: 16px 24px;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  font-family: 'Montserrat', sans-serif;
  font-size: 12px;
  line-height: 1.7;
  color: var(--color-muted);
  margin-top: 0;
  margin-bottom: 0;
}

.cac-disclaimer strong { color: var(--color-body); }

/* =========================================================================
   RESPONSIVE
   ========================================================================= */
@media (max-width: 900px) {
  .cac-calc-tabs       { grid-template-columns: repeat(3, 1fr); }
  .cac-two-col-compare { grid-template-columns: 1fr; }
  .cac-side-by-side    { grid-template-columns: 1fr; }
  .cac-link-card       { flex-direction: column; align-items: flex-start; gap: 16px; }
  .cac-calc-grid.cac-wide-results { grid-template-columns: 1fr; }
}

@media (max-width: 768px) {
  .cac-calc-tabs {
    grid-template-columns: repeat(2, 1fr);
    gap: 4px;
  }

  .cac-calc-tab {
    padding: 10px 8px;
    font-size: 11px;
  }

  .cac-calc-body { padding: 20px 16px 24px; }

  .cac-calc-grid { grid-template-columns: 1fr; }

  .cac-result-headline-value { font-size: 24px; }

  .cac-inputs-2col { grid-template-columns: 1fr; }
  .cac-inputs-3col { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 480px) {
  .cac-calc-tabs {
    grid-template-columns: repeat(2, 1fr);
    gap: 3px;
  }

  .cac-tab-sub { display: none; }

  .cac-calc-tab {
    padding: 8px 6px;
    font-size: 10px;
  }

  .cac-data-table { font-size: 11px; }
  .cac-data-table th,
  .cac-data-table td { padding: 7px 5px; }

  .cac-inputs-3col { grid-template-columns: 1fr; }
}