/* ============================================
   DATA TABLE WRAP
   ============================================ */
.data-table-wrap,
.page-wrapper .data-table-wrap {
  overflow-x: auto;
  border-radius: 12px;
  border: 2px solid var(--color-border);
  margin: 28px 0;
}


/* TABLE WRAP (used on mortgage refinance page) */
.table-wrap,
.page-wrapper .table-wrap {
  border: 2px solid var(--color-border);
  border-radius: 12px;
  overflow: hidden;
  margin: 24px 0;
}

.table-scroll {
  overflow-x: auto;
  margin: 1.5rem 0;
}

table {
  width: 100%;
  background: #000;
  border: 1px solid rgba(191,164,111,0.2);
  border-radius: 8px;
  border-collapse: collapse;
  font-family: 'Montserrat', sans-serif;
}

th {
  background: #000;
  color: var(--color-gold);
  font-weight: 700;
  text-transform: uppercase;
  font-size: 12px;
  letter-spacing: 0.06em;
  padding: 14px 16px;
  text-align: left;
  border-bottom: 2px solid var(--color-gold);
}

td {
  color: var(--color-body);
  border-bottom: 1px solid var(--color-surface);
  padding: 12px 16px;
  font-size: 15px;
  font-weight: 600;
}

tr:nth-child(even) td {
  background-color: var(--color-surface-dark);
}

tr:hover td {
  background-color: var(--color-surface);
}

.table-note {
  font-size: 13px;
  color: #5a5a5a;
  margin-top: 8px;
  line-height: 1.6;
  display: block;
}

/* ============================================
   DATA TABLE
   ============================================ */
.data-table,
.page-wrapper .data-table {
  width: 100%;
  border-collapse: collapse;
  margin: 28px 0;
  font-family: 'Montserrat', sans-serif;
  background: #000;
  border: 1px solid rgba(191,164,111,0.2);
  border-radius: 8px;
}

.data-table th,
.page-wrapper .data-table th {
  background: #000;
  color: var(--color-gold);
  font-family: 'Montserrat', sans-serif;
  font-weight: 700;
  text-transform: uppercase;
  font-size: 12px;
  letter-spacing: 0.06em;
  padding: 14px 16px;
  text-align: left;
  border-bottom: 2px solid var(--color-gold);
}

.data-table td,
.page-wrapper .data-table td {
  color: var(--color-body);
  border-bottom: 1px solid var(--color-surface);
  padding: 12px 16px;
  font-family: 'Montserrat', sans-serif;
  font-size: 15px;
  font-weight: 600;
  vertical-align: top;
}

.page-wrapper .data-table tr:nth-child(even) td {
  background-color: var(--color-surface-dark);
}

.page-wrapper .data-table tr:hover td {
  background-color: var(--color-surface);
}

.page-wrapper .data-table tr:last-child td {
  border-bottom: none;
}


/* ============================================
   PROCESS TABLE
   ============================================ */
.page-wrapper .process-table {
  width: 100%;
  border-collapse: collapse;
  margin: 28px 0;
  font-family: 'Montserrat', sans-serif;
  text-align: left;
}

.page-wrapper .process-table thead th {
  background-color: var(--color-surface);
  color: var(--color-gold);
  font-size: 13px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  padding: 14px 16px;
  text-align: left;
  border-bottom: 2px solid var(--color-gold);
}

.page-wrapper .process-table tbody td {
  padding: 14px 16px;
  font-size: 14px;
  color: var(--color-body);
  border-bottom: 1px solid var(--color-border);
  vertical-align: top;
  text-align: left;
}

.page-wrapper .process-table tbody td:first-child {
  color: var(--color-gold);
  font-weight: 700;
  white-space: nowrap;
}


/* ============================================
   DISCLAIMER
   ============================================ */
.disclaimer,
.page-wrapper .disclaimer,
.hlt-page .disclaimer {
  background: var(--color-surface-dark);
  border: 1px solid var(--color-border);
  border-left: 3px solid var(--color-gold);
  border-radius: 0 8px 8px 0;
  padding: 24px 28px;
  margin-top: 48px;
  color: #5a5a5a;
  font-size: 13px;
  line-height: 1.7;
}

.disclaimer h3,
.page-wrapper .disclaimer h3,
.hlt-page .disclaimer h3 {
  color: var(--color-gold);
  font-size: 15px;
  margin-top: 0;
  margin-bottom: 14px;
  text-align: left;
}

.disclaimer p,
.page-wrapper .disclaimer p,
.hlt-page .disclaimer p {
  color: #5a5a5a;
  font-size: 13px;
  line-height: 1.7;
  margin-bottom: 12px;
}

.disclaimer p:last-child { margin-bottom: 0; }

/* ============================================
   COST TABLE — TOTAL ROW
   ============================================ */
.cost-table .total-row td,
.page-wrapper .cost-table .total-row td {
  font-weight: 700;
  background-color: #1e1a0f;
  color: var(--color-gold);
  border-top: 2px solid var(--color-gold);
  border-bottom: none;
}

/* ============================================
   COMPARISON BOXES
   ============================================ */
.comparison-container,
.page-wrapper .comparison-container {
  display: flex;
  gap: 24px;
  margin: 32px 0;
  flex-wrap: wrap;
}

.comparison-box,
.page-wrapper .comparison-box {
  flex: 1 1 280px;
  border-radius: 12px;
  padding: 28px 24px;
  background-color: var(--color-surface);
}

.comparison-box.buy-now,
.page-wrapper .comparison-box.buy-now {
  border: 2px solid #4caf50;
}

.comparison-box.wait-year,
.page-wrapper .comparison-box.wait-year {
  border: 2px solid #ff9800;
}

.comparison-box h3,
.page-wrapper .comparison-box h3 {
  margin-top: 0;
  font-size: 1.1rem;
  margin-bottom: 14px;
  text-align: left;
}

.comparison-box.buy-now h3,
.page-wrapper .comparison-box.buy-now h3 {
  color: #6fcf7c;
}

.comparison-box.wait-year h3,
.page-wrapper .comparison-box.wait-year h3 {
  color: #ffb74d;
}

.comparison-box ul,
.page-wrapper .comparison-box ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.comparison-box li,
.page-wrapper .comparison-box li {
  padding: 6px 0;
  font-size: 0.98rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.06);
  color: var(--color-body);
  margin-bottom: 0;
}

.comparison-box li:last-child,
.page-wrapper .comparison-box li:last-child {
  border-bottom: none;
}

/* ============================================
   STATE SELECTOR SECTION
   ============================================ */
.state-selector-section,
.page-wrapper .state-selector-section {
  background-color: #000000;
  border: 1px solid var(--color-border);
  border-radius: 16px;
  padding: 48px 32px;
  margin: 48px 0;
  text-align: center;
}

.state-selector-section h2,
.page-wrapper .state-selector-section h2 {
  color: var(--color-gold);
  font-size: 1.6rem;
  margin-top: 0;
  margin-bottom: 12px;
  text-align: center;
}

.state-selector-section p,
.page-wrapper .state-selector-section p {
  color: var(--color-body);
  text-align: center;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
  margin-bottom: 32px;
}

.state-cards,
.page-wrapper .state-cards {
  display: flex;
  gap: 24px;
  justify-content: center;
  flex-wrap: wrap;
}

.state-card,
.page-wrapper .state-card {
  flex: 1 1 280px;
  max-width: 360px;
  background-color: var(--color-bg);
  border: 3px double var(--color-gold);
  border-radius: 14px;
  padding: 40px 28px;
  text-decoration: none;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 14px;
  transition: all 0.3s ease;
  cursor: pointer;
}

.state-card:hover,
.page-wrapper .state-card:hover {
  background-color: var(--color-surface);
  transform: translateY(-3px);
  text-decoration: none;
}

.state-icon,
.page-wrapper .state-icon {
  font-size: 48px;
  line-height: 1;
}

.state-name,
.page-wrapper .state-name {
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--color-gold);
  letter-spacing: 0.5px;
}

.state-tagline,
.page-wrapper .state-tagline {
  font-size: 0.9rem;
  color: var(--color-body);
  line-height: 1.6;
  text-align: center;
}

.state-cta-btn,
.page-wrapper .state-cta-btn {
  display: inline-block;
  background-color: var(--color-gold);
  color: var(--color-bg);
  font-weight: 700;
  font-size: 0.85rem;
  padding: 10px 22px;
  border-radius: 20px;
  margin-top: 8px;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  text-decoration: none;
}

.state-card:hover .state-cta-btn,
.page-wrapper .state-card:hover .state-cta-btn {
  background-color: var(--color-gold-hover);
}


/* ============================================
   LAST UPDATED / TRUST LINE
   ============================================ */
.last-updated {
  color: var(--color-muted);
  font-size: 0.8rem;
  text-align: center;
  margin-bottom: 1.5rem;
  font-family: 'Montserrat', sans-serif;
}



/* ============================================
   STATE SWITCHER
   ============================================ */
.page-wrapper .state-switcher {
  display: inline-flex;
  margin-bottom: 40px;
  background-color: #000;
  border: 1px solid var(--color-border);
  border-radius: 30px;
  padding: 6px;
}

.page-wrapper .state-switcher a {
  font-size: 14px;
  font-weight: 700;
  padding: 8px 20px;
  border-radius: 24px;
  text-decoration: none;
  transition: all 0.3s ease;
}

.page-wrapper .state-switcher a.active {
  background-color: var(--color-gold);
  color: var(--color-bg);
}

.page-wrapper .state-switcher a.inactive {
  color: var(--color-body);
}

.page-wrapper .state-switcher a.inactive:hover {
  color: var(--color-gold);
}

/* ============================================
   TRADEOFF CARD — SCENARIO VARIANT
   Separate pattern from the .pros/.cons list cards above.
   Used by: Cost of Waiting calculators (CO + FL).
   Structure: <h3> + <p> instead of <ul>; label uses its own
   .green/.red modifier (no parent-derived color).
   ============================================ */
.page-wrapper .tradeoff-card.rates-down { border: 2px solid #4a7a4a; }
.page-wrapper .tradeoff-card.wait      { border: 2px solid #7a4a4a; }
.page-wrapper .tradeoff-label.green    { color: #6abf6a; }
.page-wrapper .tradeoff-label.red      { color: #bf6a6a; }

.page-wrapper .tradeoff-card h3 {
  font-size: 16px;
  margin-bottom: 10px;
  text-align: left;
}

.page-wrapper .tradeoff-card p {
  font-size: 14px;
  margin: 0;
}



/* ============================================
   COST OF WAITING CALCULATOR UI
   ============================================ */
.page-wrapper .calc-section {
  margin: 48px 0 !important;
}

.page-wrapper .calc-heading {
  font-size: 30px !important;
  font-weight: 700 !important;
  color: #F5F1E9 !important;
  text-align: center !important;
  margin-top: 0 !important;
  margin-bottom: 8px !important;
}

.page-wrapper .calc-subhead {
  font-size: 15px !important;
  color: #D9D6CF !important;
  line-height: 1.7 !important;
  margin-bottom: 32px !important;
  text-align: left !important;
}

/* ============================================
   CALCULATOR INPUT GRID
   ============================================ */
.page-wrapper .input-grid {
  display: grid !important;
  grid-template-columns: 1fr 1fr !important;
  gap: 20px !important;
  margin-bottom: 28px !important;
}

.page-wrapper .input-group {
  display: flex !important;
  flex-direction: column !important;
  gap: 8px !important;
}

.page-wrapper .input-group.full-width {
  grid-column: 1 / -1 !important;
}

.page-wrapper .calc-label {
  font-size: 12px !important;
  font-weight: 700 !important;
  letter-spacing: 0.08em !important;
  text-transform: uppercase !important;
  color: #967b45 !important;
}

/* Override global input styles for calculator number inputs */
.page-wrapper input[type="number"] {
  background-color: #000 !important;
  border: 2px solid #2a2a2a !important;
  border-radius: 8px !important;
  padding: 12px 14px !important;
  font-size: 16px !important;
  font-weight: 600 !important;
  color: #F5F1E9 !important;
  width: 100% !important;
  outline: none !important;
  margin-bottom: 0 !important;
  transition: border-color 0.2s ease !important;
  -moz-appearance: textfield !important;
}

.page-wrapper input[type="number"]::-webkit-outer-spin-button,
.page-wrapper input[type="number"]::-webkit-inner-spin-button {
  -webkit-appearance: none !important;
  margin: 0 !important;
}

.page-wrapper input[type="number"]:focus {
  border-color: #967b45 !important;
  box-shadow: none !important;
}

/* ============================================
   TOGGLE BUTTONS
   ============================================ */
.page-wrapper .toggle-group {
  display: flex !important;
  flex-direction: column !important;
  gap: 10px !important;
}

.page-wrapper .toggle-options {
  display: flex !important;
  background-color: #000 !important;
  border: 2px solid #2a2a2a !important;
  border-radius: 8px !important;
  overflow: hidden !important;
}

.page-wrapper .toggle-option {
  flex: 1 !important;
  padding: 12px 16px !important;
  text-align: center !important;
  cursor: pointer !important;
  font-size: 13px !important;
  font-weight: 700 !important;
  color: #5a5a5a !important;
  transition: all 0.2s ease !important;
  border-right: 1px solid #2a2a2a !important;
  user-select: none !important;
  line-height: 1.4 !important;
}

.page-wrapper .toggle-option:last-child {
  border-right: none !important;
}

.page-wrapper .toggle-option.active {
  background-color: #967b45 !important;
  color: #121212 !important;
}

.page-wrapper .toggle-option:hover:not(.active) {
  color: #967b45 !important;
  background-color: #0a0a0a !important;
}

.page-wrapper .toggle-rate-display {
  font-size: 12px !important;
  color: #5a5a5a !important;
  font-style: italic !important;
}

/* ============================================
   RANGE SLIDERS
   ============================================ */
.page-wrapper .slider-group {
  display: flex !important;
  flex-direction: column !important;
  gap: 8px !important;
}

.page-wrapper .slider-row {
  display: flex !important;
  align-items: center !important;
  gap: 14px !important;
}

.page-wrapper input[type="range"] {
  -webkit-appearance: none !important;
  appearance: none !important;
  flex: 1 !important;
  height: 4px !important;
  background: #2a2a2a !important;
  border-radius: 2px !important;
  outline: none !important;
  cursor: pointer !important;
  border: none !important;
  padding: 0 !important;
  margin-bottom: 0 !important;
}

.page-wrapper input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none !important;
  width: 20px !important;
  height: 20px !important;
  border-radius: 50% !important;
  background: #967b45 !important;
  cursor: pointer !important;
  border: 2px solid #121212 !important;
}

.page-wrapper input[type="range"]::-moz-range-thumb {
  width: 20px !important;
  height: 20px !important;
  border-radius: 50% !important;
  background: #967b45 !important;
  cursor: pointer !important;
  border: 2px solid #121212 !important;
}

.page-wrapper .slider-value {
  font-size: 18px !important;
  font-weight: 800 !important;
  color: #967b45 !important;
  min-width: 52px !important;
  text-align: right !important;
}

.page-wrapper .slider-range-labels {
  display: flex !important;
  justify-content: space-between !important;
  font-size: 11px !important;
  color: #5a5a5a !important;
}

/* ============================================
   WEALTH CARD (CALCULATOR RESULTS HERO)
   ============================================ */
.page-wrapper .wealth-card {
  background: linear-gradient(135deg, #1a1200 0%, #0d0d00 50%, #1a1200 100%) !important;
  border: 2px solid #967b45 !important;
  border-radius: 16px !important;
  padding: 48px 36px !important;
  margin-bottom: 32px !important;
  text-align: center !important;
  position: relative !important;
  overflow: hidden !important;
}

.page-wrapper .wealth-card::before {
  content: '' !important;
  position: absolute !important;
  top: 0 !important;
  left: 0 !important;
  right: 0 !important;
  height: 3px !important;
  background: linear-gradient(90deg, transparent, #967b45, #E1C87A, #967b45, transparent) !important;
}

.page-wrapper .wealth-card-eyebrow {
  font-size: 11px !important;
  font-weight: 800 !important;
  letter-spacing: 0.15em !important;
  text-transform: uppercase !important;
  color: #967b45 !important;
  margin-bottom: 16px !important;
  display: block !important;
}

.page-wrapper .wealth-card-headline {
  font-size: 22px !important;
  font-weight: 700 !important;
  color: #F5F1E9 !important;
  line-height: 1.3 !important;
  margin-bottom: 20px !important;
}

.page-wrapper .wealth-number-hero {
  font-size: 72px !important;
  font-weight: 800 !important;
  color: #967b45 !important;
  line-height: 1 !important;
  margin-bottom: 8px !important;
  letter-spacing: -2px !important;
}

.page-wrapper .wealth-number-label {
  font-size: 14px !important;
  color: #D9D6CF !important;
  margin-bottom: 12px !important;
}

.page-wrapper .wealth-assumption {
  font-size: 12px !important;
  color: #7a6a3a !important;
  margin-bottom: 28px !important;
  font-style: italic !important;
}

/* ============================================
   MILESTONES (inside wealth card)
   ============================================ */
.page-wrapper .milestones {
  display: flex !important;
  border: 1px solid #3a2e00 !important;
  border-radius: 10px !important;
  overflow: hidden !important;
}

.page-wrapper .milestone {
  flex: 1 !important;
  padding: 18px 12px !important;
  border-right: 1px solid #3a2e00 !important;
  text-align: center !important;
}

.page-wrapper .milestone:last-child {
  border-right: none !important;
}

.page-wrapper .milestone-year {
  font-size: 11px !important;
  font-weight: 700 !important;
  letter-spacing: 0.1em !important;
  text-transform: uppercase !important;
  color: #7a6a3a !important;
  margin-bottom: 6px !important;
  display: block !important;
}

.page-wrapper .milestone-number {
  font-size: 24px !important;
  font-weight: 800 !important;
  color: #E1C87A !important;
  line-height: 1 !important;
}

.page-wrapper .milestone-number.hero-milestone {
  font-size: 28px !important;
  color: #967b45 !important;
}

/* ============================================
   RESULTS LEGEND
   ============================================ */
.page-wrapper .results-label {
  font-size: 12px !important;
  font-weight: 700 !important;
  letter-spacing: 0.08em !important;
  text-transform: uppercase !important;
  color: #967b45 !important;
  margin-bottom: 20px !important;
  display: block !important;
}

.page-wrapper .legend {
  display: flex !important;
  gap: 24px !important;
  margin-bottom: 20px !important;
  flex-wrap: wrap !important;
}

.page-wrapper .legend-item {
  display: flex !important;
  align-items: center !important;
  gap: 8px !important;
  font-size: 13px !important;
  color: #D9D6CF !important;
}

.page-wrapper .legend-dot {
  width: 12px !important;
  height: 12px !important;
  border-radius: 50% !important;
  flex-shrink: 0 !important;
}

.page-wrapper .legend-dot.renter { background-color: #bf6a6a !important; }
.page-wrapper .legend-dot.owner  { background-color: #6abf6a !important; }

/* ============================================
   RESULTS GRID (COMPARISON TABLE)
   ============================================ */
.page-wrapper .results-grid {
  display: grid !important;
  grid-template-columns: 55% 45% !important;
  border: 1px solid #2a2a2a !important;
  border-radius: 12px !important;
  overflow: auto !important;
  margin-bottom: 24px !important;
}

.page-wrapper .results-grid .cell {
  padding: 14px 16px !important;
  border-bottom: 1px solid #1a1a1a !important;
  border-right: 1px solid #1a1a1a !important;
}

.page-wrapper .results-grid .row-label {
  background-color: #0a0a0a !important;
  font-size: 12px !important;
  font-weight: 600 !important;
  color: #D9D6CF !important;
  display: flex !important;
  align-items: center !important;
}

.page-wrapper .results-grid .data-cell {
  border-right: none !important;
  background-color: #000 !important;
  font-size: 15px !important;
  font-weight: 700 !important;
  text-align: right !important;
  display: flex !important;
  align-items: center !important;
  justify-content: flex-end !important;
}

.page-wrapper .results-grid .data-cell.renter { color: #bf6a6a !important; }
.page-wrapper .results-grid .data-cell.owner  { color: #6abf6a !important; }

.page-wrapper .results-grid .total-row .row-label {
  background-color: #111 !important;
  font-weight: 800 !important;
  color: #F5F1E9 !important;
  font-size: 13px !important;
}

.page-wrapper .results-grid .total-row .data-cell {
  background-color: #111 !important;
  font-size: 18px !important;
  color: var(--color-cream) !important;
}

.page-wrapper .results-grid .row-label.section-header {
  grid-column: 1 / -1 !important;
  border-right: none !important;
  background-color: #0d0d0d !important;
  font-size: 10px !important;
  font-weight: 800 !important;
  letter-spacing: 0.1em !important;
  text-transform: uppercase !important;
  color: var(--color-gold) !important;
  padding: 8px 16px !important;
  border-bottom: 1px solid #2a2a2a !important;
}


/* Year selector */
.page-wrapper .year-selector {
  display: flex !important;
  flex-direction: column !important;
  align-items: center !important;
  gap: 10px !important;
  margin-bottom: 20px !important;
}
.page-wrapper .year-selector-label {
  font-size: 13px !important;
  color: var(--color-muted) !important;
  white-space: nowrap !important;
  text-align: center !important;
}
.page-wrapper .year-selector-options {
  display: flex !important;
  gap: 6px !important;
}
.page-wrapper .year-selector .year-btn {
  background: var(--color-surface) !important;
  border: 1px solid var(--color-muted) !important;
  color: var(--color-cream) !important;
  padding: 8px 20px !important;
  border-radius: 6px !important;
  cursor: pointer !important;
  font-size: 14px !important;
  font-weight: 600 !important;
  font-family: inherit !important;
  transition: background 0.15s, color 0.15s, border-color 0.15s !important;
  line-height: 1 !important;
}
.page-wrapper .year-selector .year-btn:hover {
  border-color: var(--color-cream) !important;
  color: var(--color-cream) !important;
}
.page-wrapper .year-selector .year-btn.active {
  background: var(--color-gold) !important;
  border-color: var(--color-gold) !important;
  color: var(--color-bg) !important;
}

@media (max-width: 700px) {
  .page-wrapper .input-grid {
    grid-template-columns: 1fr !important;
  }


  .page-wrapper .results-grid .col-header {
    font-size: 10px !important;
  }

  .page-wrapper .results-grid .row-label {
    font-size: 11px !important;
    padding: 10px !important;
  }

  .page-wrapper .results-grid .data-cell {
    font-size: 13px !important;
  }

  .page-wrapper .wealth-number-hero {
    font-size: 48px !important;
    letter-spacing: -1px !important;
  }

  .page-wrapper .wealth-card-headline {
    font-size: 17px !important;
  }

  .page-wrapper .wealth-card {
    padding: 36px 20px !important;
  }

  .page-wrapper .milestone-number {
    font-size: 18px !important;
  }

  .page-wrapper .milestone-number.hero-milestone {
    font-size: 22px !important;
  }

  .page-wrapper .toggle-option {
    font-size: 12px !important;
    padding: 10px 8px !important;